

Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938

Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Jay always has a plan, is patient & he follow up is the best!
Jay is not a very ethical businessman nor is he very helpful. I felt pressured to work with him through my real estate agent and found out that they both have a joint business partnership. Don't worry, they won't disclose that until the very...
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Jay made sure we understood what was happening each step of the way so we were always prepared.
Jay and his team are incredible!
Jay has always been very responsive and has taken care of my individual requests in a very timely and professional manner. I would recommend Jay for anyone looking for mortgage services
Very helpful and explained everything well.
Jay was timely, upfront and very communicative with the client. Great job!
Jay and his team (especially Mary Jo) were responsive, informative, and worked hard to make sure that everything about our loan was in line before closing. There were a lot of complications with our situation, but that found a way to make it...
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Jay and his team (especially Mary Jo) were responsive, informative, and worked hard to make sure that everything about our loan was in line before closing. There were a lot of complications with our situation, but that found a way to make it...
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Jay was amazing at answering all our questions and explaining every step for us first time homebuyers to understand. Everything was made so simple and easy, I was surprised. Thank you for helping make this possible!
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About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938