

Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938

Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Jay! Everything about him made the experience great. From the 1st conversation to the final one he was very informative & made us feel comfortable. No question or concern went unanswered... I've already told a few friends about Jay & will forever...
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This is the 3rd time that Jay has helped us with the financing and refinancing of our condo. We are loyal clients. Jay is super efficient - every i is dotted! He has an excellent team. Jay is very attentive and responds to our questions and...
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Jay went above and beyond. He is extremely knowledgeable and a great resource. Will definitely recommend to anyone I know looking for a mortgage.
Jay was great.
It’s been a pleasure working with Jay. He always kept us updated during this whole process.
Jay was accessible, friendly, knowledgeable and very helpful.
Thanks Jay! Always on top of interest rates and super patient in explaining stuff! Keep crushing it man!
Jay was helpful and diligent throughout the whole process
The whole process was very well handledFor a 1st time buyer like me with no knowledge of the mortgage process details … Jay and his team make it a smooth sailVery professionally handledKept me informed of all the details So .. no surprise at...
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Bryson Vanderheydt did an outstanding job getting this loan to close so quickly. Everything went smoothly. Bryson rocks!
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About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938