

Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938

Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Sun
closed
Mon
8 AM to 5 PM
Tues
8 AM to 5 PM
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Reviews from Web
Jay was great with all experience and explaining thing to me. Thanks for your help.
Very knowledgeable, accessible, explained everything in detail and pleasant to work with.
Extremely helpful every step of the way. Quick and easy communication.
Jay was not only helpful in providing options and working through unexpected changes with me, but he is very personable and a pleasure to work with. Thanks, Jay!
Jay was always willing to take the time to talk through and resolve any issues or concerns we had through the refinance process.
We have done several mortgages over the years with Jay. He does an amazing job. We have referred friends and family to him.
Jay is very knowledgeable, very helpful, great customer service... he’s the best!!!
Detailed information given.
Jay was very courteous and respectful and I appreciate expedient manner in which my loan was passed through. It was painless and I never felt that I was in the dark as far as process or timeline. One of the best things about Jay is his immediate...
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Received great customer experience. Jay always got back to us quickly. Have us options so we could decide what worked best for our needs. Closed in a very reasonable amount of time.
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About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938