

Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938

Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Jay is amazing , knowledgable, and always approachable, and his support team Bryson Rocked- thank you for helping us get an amazing interest rate and reducing our payment significantly. I will always recommend you and your team!
Made the process as efficient as possible. Thanks
I put in my offer for my house 45 days before the closing date. 1 week before the closing I was asked to find many documents and fill out many forms and it was VERY stressful. I am not sure why I wasn't given longer to get so many documents....
read more
Jay and his team were amazing!! Great communication with me throughout the entire process.
Every time I work with Jay it is a stress free process. He is creative and an excellent communicator. I had the opportunity to get a no cost refi and chose to go through Jay because of the trust he has earned over the years. As long as he is...
read more
So my wife and I both planned on moving into a home years ago but do to some health issues for both of us it did not happen. So I was nervous about trying to get a home but Jay made the entire process smooth as silk. Jay was constantly updating...
read more
Customer service and very knowledgeable
I have worked with Jay twice and the Service and professionalism is exceptional 👌 and excellent would recommend to anyone i know. Thank you Jay for a great service
I have worked with Jay twice and the Service and professionalism is exceptional 👌 and excellent would recommend to anyone i know.
Thanks Jay
Everything from the beginning to closing was extremely smooth. I loved how well and often they communicated with all parties involved.
291–300 of 593
About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938