

Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938

Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Sun
closed
Mon
8 AM to 5 PM
Tues
8 AM to 5 PM
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Reviews from Web
Jay and his team were friendly, thorough and extremely efficient. Highly recommend their services!
Jay always answers his calls and thoroughly explains the process. Recommends what is best for his clients.
100% best customer service, always available or will return your phone call almost immediately. It's not fair to expect customer treatment like this, but it sure is enjoyable to have.
Re- Financing went very smoothly.
Ray and Nasrin C.Jay Cunningham was excellent communicator and very honest person. His expertise was most appreciated. He always made us feel comfortable and secure in the whole mortgage process. I also liked the online paper work system during...
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This is my second time working with Jay and it was just as fantastic as the first. Jay is an excellent communicator and takes the time to make sure you understand everything. He is incredibly responsive and thorough, answering every question...
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Jay Is a great communicator. He is quick to respond and all over it...Seal Team Out
Jay has been helping our family for many years. We follow the talent
Jay helped make our refinance process smooth and hassle free.
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About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938