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Jay Cunningham - Senior Mortgage Loan Originator | NMLS# 224938 in Minneapolis, MN

Jay Cunningham

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Senior Mortgage Loan Originator | NMLS# 224938

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Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
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Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • FTP
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    Anthony H
    Naperville, IL
    Posted on April 6th, 2021 09:31 PM
    Jay Cunningham and his team have been helpful, prompt, responsive and straightforward in every respect. I couldn't ask for better. This is already the second time I worked with them and I will gladly do so again in future.
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    JOSEPH K
    Lake Forest, IL
    Posted on April 6th, 2021 08:30 PM
    Jay was very responsive to any questions and very professional. Answered all our concerns and did a great job!
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    Steven J
    Naperville, IL
    Posted on March 22nd, 2021 05:31 PM
    Jay is the MAN. Very carful, Through, Patience
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    Scott B
    Naperville, IL
    Posted on March 4th, 2021 10:11 PM
    Jay and his team have made both my home purchase and my refinance easy and painless. Jay was referred to us by our agent when buying our home and he saved us his advice saved us thousands over another mortgage broker we were going to use. Jay’s...
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    Lisa M
    Woodstock, IL
    Posted on February 26th, 2021 04:33 PM
    Communicated well with the group to get to the closing table, wished we would have known about the second appraisal requirement little sooner but worked out fine, thank you!
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    Alberto S
    Grayslake, IL
    Posted on February 25th, 2021 11:11 PM
    Jay is awesome. He took the time to explain everything in its entirety, he gave great details, examples, and displayed unlimited patience and kindness. Jay was readily available to answer questions and returned all calls and emails almost immediately,...
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    Kevin S
    Elgin, IL
    Posted on February 23rd, 2021 05:03 PM
    Jay is a great guy and will respond to your questions right away. I have been using Jay for many years and I will continue to use him. His fees are responsible and he will not just get you into a mortgage or a refinance unless is makes sense...
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    Michael E
    Naperville, IL
    Posted on February 21st, 2021 06:01 PM
    Jay is very responsive.
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    Rosa M
    Aurora, IL
    Posted on February 21st, 2021 05:21 PM
    Less people giving and waiting information from me. And a lot quicker to getting things done and getting to the closing.
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    Laurie R
    Wheaton, IL
    Posted on February 19th, 2021 07:42 PM
    Jay responded to questions etc quickly and efficiently.
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    About
    Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide. Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    USDA Loans
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    Positions
    • First State Mortgage - Senior Loan Officer NMLS 224938
      Jan 1st, 2001 - Aug 24th, 2026
    • Luminate Bank - Senior Mortgage Loan Originator
      Aug 25th, 2026 - Current

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 224938