Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Another great refi with Jay.
Jay and his crew were great!
Jay went above and beyond and was super responsive to all of our questions. He gave us all sorts of options and helped talk us through them to find the right one for us.
Communication was great and did a great job finding us the best rate.
Jay and his team were wonderful to work with. He was always quick to respond to all of our questions and took us through the process step by step. We always had complete confidence and trust in his work, and we would enthusiastically recommend...
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He was with me all the way through and was always there to answer questions I had.
His attentiveness was vital to making this process go seamless and made us feel comfortable going through the home buying process.
Professionalism, product knowledge, excellent communication, fast in replying to inquiries. Made the entire loan process easy and it was quick to close. Jay Cunningham and his team are the best !!! Thank you!!
Jay was available 24x7 to answer any questions.
Excellent communication skills, proactive, very knowledgeable and experienced in his field. Loved working with Jay Cunningham and his team!!! Thank you!
Craig O'Brien said he had purchased several homes over the years working with Jay and saying how great he was. Craig was right, Jay performed well!
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About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938