Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
It was a pleasure dealing with Jay. He was professional and got us a good rate. He explained the process and the details well. Very happy with our experience! Highly recommend him to others!
Great to work with. Answered all my questions in a timely matter and was very responsive when I needed something. Would definitely recommend.
Jay was very helpful and a great support.
Jay goes out of the way tp make his clients comfortable with the process, forms and numbers.
Steve
Jay always stayed on top of this transaction and completed timely. These were first time home buyers and he was thorough in walking them through the entire process.
Jay was excellent to work with! He was extremely thorough, always prompt, answered all questions each time and very helpful throughout the loan application process. Jay and his team made the process seamless and helped make our dream home purchase...
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Jay is the leader in this industry. He coaches you through the entire process of lending. He even makes suggestions that can help you save money in the long run. I would recommend to anyone looking to refinance, 1st time buyers even as an investor....
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I would highly recommend working with Jay Cunningham. As a first time homebuyer, he was extremely responsive and clearly explained each step of the process. The timeliness, guidance, and ease of communication by him and his team was greatly...
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all information was accurate
We were first time homebuyers and Jay took the time to talk to us about how the process works and constantly updated us as we went along.
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About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938