Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Jay helped us with the initial purchase of our home and did a wonderful job of explaining the process to us as first time homeowners. We had no doubt that with the rates dropping to reach out to him again and see if there was anything we could...
read more
As a first time homebuyer this was all new to me. Jay took the time to explain the process to me and answer any questions.
Jay was very responsive and knowledgeable. Despite the different issues that came up Jay was able to help me navigate them and finalize my loan. He definitely is an industry expert and his experience helped me to finalize my refinance on time...
read more
Jay was great. He pulled off a very quick closing for us and it all smooth. Would use Jay again for clients.
Jay has been very pleasant throughout the entire process. Jay and his team are precise, timely and efficient. I will definitely recommend them to family and friends.
Jay was very supportive and worked with us through several changes to get the best rate possible!
Jay is great to work with! Keeps you updated on the loan progress and answers any questions you have.
Jay kept our best interest in mind throughout the whole process and provided solutions that fit our needs. He was also very patient answering our questions and kept us informed at all times. Very pleasant experience with the entire team.
Jay took the time to explain everything in detail and make sure we are comfortable. He was knowledgeable and responsive to questions we had and ensured the loan process went smoothly.
Jay is very helpful and informative on everything that we went through. I would 100% work with him again in the future.
231–240 of 593
About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938