

Jason Kim
Executive Branch Manager

Jason Kim is a mortgage advisor and strategist with over $175 million in funded loans and 9+ years of experience. In 2025, he helped 89 homeowners. In 2024, he helped 112 families refinance, purchase, or unlock equity. As a former top manag... Show More
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Reviews from Web
We had a great experience working with Jason. He’s very knowledgeable and provided clear, reliable information throughout the process. We had been exploring different options, but Jason stood out by sharing the most helpful and trustworthy...
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Reply from Jason Kim
June 30th, 2026 02:06 PM
Thank you, Christnawaty. I really appreciate you sharing this.I’m glad we were able to bring clarity as you worked through your options and help you land on what made the most sense. That is always the focus, making sure the structure fits...
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Jason Kim has received a review with 5 star rating from Tracy H
Reply from Owner
May 4th, 2026 08:59 PM
Tracy, thank you so much. I really appreciate the trust and the kind words.I’m glad the guidance helped you feel clear and confident through the process. That is always the goal, making sure the option fits your situation and that you understand...
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Jason's 1 on 1 guidance and explanation of the process. He stuck with me and by me through the whole process to make sure I understood and that I was getting the best deal possible for my situation. I see this as a continuous relationship and...
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Reply from Jason Kim
June 30th, 2026 02:06 PM
Tracy, thank you so much. I really appreciate the trust and the kind words.I’m glad the guidance helped you feel clear and confident through the process. That is always the goal, making sure the option fits your situation and that you understand...
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Process was a bit confusing. Amounts offered and rates seemed to change dramatically during the process
Reply from Jason Kim
June 30th, 2026 02:06 PM
Nathan, I appreciate you sharing this.I understand the process felt frustrating when the numbers changed. When new items come up during review, the terms can shift because the lender has to structure the final option around the full picture....
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Very attentive and reachable. communicative and gives constant updates
Reply from Jason Kim
June 30th, 2026 02:06 PM
David, thank you for the kind words, I appreciate you taking the time to share that.I know how important it is to stay on top of everything during the process, especially when timing and communication matter. Glad we were able to keep things...
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Definitely the easiest, most stress-free, way to get a competitive HELOC as a self-employed individual in today's economy. Traditional banks can sometimes take up to 3 months in verification processes from 1099/Social media/business income,...
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Reply from Owner
March 30th, 2026 05:33 AM
Michael, I really appreciate you taking the time to share this. That means a lot.I know how frustrating the process can be with traditional banks, especially when your income does not fit into a standard box. I’m glad we were able to simplify...
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As a self-employeed person with a family, loans can many times be streessful due to all of the procedures that need to be met on the books. Jason was a very reliable point of contant for the loan process, and absolutely helped me figure better...
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Reply from Jason Kim
June 30th, 2026 02:06 PM
Thank you, Michael. I really appreciate you taking the time to share that.I know the process can feel more complex when you are self employed and managing multiple income streams, so I am glad we were able to simplify it and keep everything...
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Jason was awesome, he took his time to explain the loan and the process, we didn't feel rushed. Overall, Jason was great! We will definitely refer him to our friends and family.
Reply from Jason Kim
June 30th, 2026 02:06 PM
Thank you, Modupe. I really appreciate that. I’m glad you felt comfortable and never rushed, that is exactly how these decisions should be handled. It was a pleasure working with you, and I truly appreciate you trusting me and referring your...
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First I was skeptical to work with someone on the phone, but after talking to him and Peter they explained most of the process that it possible to make this loan work for me . so I decided to moved forwards and thank you Jason for making this...
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Reply from Jason Kim
June 30th, 2026 02:06 PM
Thank you, Paula. I really appreciate you sharing that. I know it can feel uncertain at first working through everything over the phone, so I’m glad we were able to walk it through clearly and earn your trust along the way.I’m happy we got...
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It's a straight business and simple to follow and communicate with the agent and got things done smoothly.
Reply from Jason Kim
June 30th, 2026 02:06 PM
Thanks, Lea. I’m glad the process felt straightforward and easy to follow, and that everything moved smoothly from start to finish. It was a pleasure working with you. Always here if you need anything going forward.
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About
Jason Kim is a mortgage advisor and strategist with over $175 million in funded loans and 9+ years of experience. In 2025, he helped 89 homeowners. In 2024, he helped 112 families refinance, purchase, or unlock equity. As a former top manager at the #2 non-bank lender, he led a team that closed 3,800 loans per year, over $1 billion annually. With a background in software and engineering, Jason brings a tech-forward, strategic approach. Homeowners and investors trust him to deliver clarity, speed, and real results.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage loan origination
Home equity loans
Home equity lines of credit
SBA and business loans
Commercial loans
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Positions
- West Capital Lending - Executive Branch ManagerFeb 1st, 2022 - Current
Memberships
- OCAR MLS
- NMLS Licensing
- Realtor
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1680429
- DRE 02178073
Gallery

Awards
Team Top Producer ...
Achievements
- Team Top Producer 2025, 2024, 2023
Hobbies
- Golf
- Formula 1
- Travel
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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