

Jason Kim
Executive Branch Manager

Jason Kim is a mortgage advisor and strategist with over $175 million in funded loans and 9+ years of experience. In 2025, he helped 89 homeowners. In 2024, he helped 112 families refinance, purchase, or unlock equity. As a former top manag... Show More
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My experience with Jason Kim and West Capitol Lending was fantastic, much more so than I expected. The process provided by WCL was smooth and easy to complete. Communication took place every step of the way. Not one time during the loan application...
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Reply from Jason Kim
June 30th, 2026 02:06 PM
Thank you, Richard. That means a lot. I’m glad the process felt clear from start to finish and that you never felt left guessing about the next step. That is exactly how it should be. I appreciate the trust and the opportunity to work with...
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Jason was extremely patient and knowledgeble. The IRS did not release my tax records for months and Jason helped me wait calmly and reasured me every thing would fall into place. It did, and the rates were better. The best loan experience I...
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Reply from Jason Kim
June 30th, 2026 02:06 PM
Thanks, James. I really appreciate the kind words. I know that we had to wait a little bit, but I’m glad we stayed patient and it all worked out in your favor. It means a lot to hear this was the best loan experience you’ve had. Always here...
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I found Jason on Youtube. After following him through many videos, I reached out to him. He promply responded with text, email and call. He followed up daily to be sure that I was on track. He was able to answer all of my questions and able...
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Reply from Jason Kim
June 30th, 2026 02:06 PM
Thanks, Manuel. I’m really glad the videos were helpful and that you reached out. It was great working with you and making sure every step was clear along the way. Happy we got the HELOC done smoothly, and I’m here anytime you need help with...
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I recieved a quick response from Jason with any questions I had and he was very knowledgable. He made the entire process seamless.
Reply from Jason Kim
August 24th, 2026 02:17 PM
Thank you Jason. A loan really does move at the speed of its answers, and one question left sitting can stall the whole thing. I appreciate you trusting me with yours, and I am glad it stayed seamless from start to finish.
Jason is wonderful financial strategist calmly listening to my situation of multiple challenges to solution in sequence to optimally achieve my objectives. Pleasure to highly recommend him and strategize again whenever confused and unsure what...
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Reply from Owner
August 20th, 2026 07:00 PM
Thank you Kiran. You said it better than I could, the numbers are only half of it, the stress is the other half, and having someone understand the whole picture first is what makes the big decisions feel manageable. That is exactly how I try...
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Regardless of my prior years/number of loans, refi's, consolidations, & purchases, the home & debt are largest factors of financial risk and stress. Having skilled and experienced advisor as second eyes and emotional counsel brings peace and...
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Reply from Jason Kim
August 20th, 2026 06:59 PM
Thank you Kiran. This is the part most people miss when they shop a loan. Your home and your debt are the biggest sources of financial stress you carry, so the real value is having someone understand your full situation and goals before recommending...
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Fast easy thorough and competent !
Reply from Jason Kim
August 10th, 2026 10:42 PM
Thank you Brian. Fast and thorough tend to pull against each other, and the whole job is getting a loan done quickly without cutting corners on the details. I appreciate you trusting me with yours.
Jason Kim has received a review with 5 star rating from Sergio R
Reply from Owner
August 10th, 2026 10:42 PM
Thank you Sergio. I appreciate you taking the time to leave a rating and for trusting me with your loan.
Im a very impatient person he helpme with the whole process
Reply from Jason Kim
August 9th, 2026 05:06 AM
Thank you Hermila. Nobody wants to wait around during a loan, and a lot of the frustration people feel comes from being left in the dark between steps. I appreciate you trusting me with it, and I am glad I could keep things moving for you.
Jason was very kind and understanding to our situation. He went over and beyond to help us. We had a few hiccups along the way on our part and he was right there, patiently walking us through the process and to the finish line. He was great...
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Reply from Owner
August 9th, 2026 05:05 AM
Thank you Jamin. Almost every loan has a few bumps along the way, and what actually matters is whether someone sticks with you through them instead of going quiet. I appreciate you trusting me with yours, and I am glad it felt easy even when...
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About
Jason Kim is a mortgage advisor and strategist with over $175 million in funded loans and 9+ years of experience. In 2025, he helped 89 homeowners. In 2024, he helped 112 families refinance, purchase, or unlock equity. As a former top manager at the #2 non-bank lender, he led a team that closed 3,800 loans per year, over $1 billion annually. With a background in software and engineering, Jason brings a tech-forward, strategic approach. Homeowners and investors trust him to deliver clarity, speed, and real results.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage loan origination
Home equity loans
Home equity lines of credit
SBA and business loans
Commercial loans
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Positions
- West Capital Lending - Executive Branch ManagerFeb 1st, 2022 - Current
Memberships
- OCAR MLS
- NMLS Licensing
- Realtor
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1680429
- DRE 02178073
Gallery

Awards
Team Top Producer ...
Achievements
- Team Top Producer 2025, 2024, 2023
Hobbies
- Golf
- Formula 1
- Travel
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
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