James Ream
Mortgage Loan Officer | NMLS # 1598468
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
James was great to work with through our whole mortgage loan process. He was very insightful and explained every process in detail and was there to answer all our questions.
Reply from Owner
January 9th, 2026 11:13 AM
Thank you for the fantastic review, Ismael!! I hope you’re loving your new home!!
James was amazing and made this experience as smooth as can be. Thank you James!!
Reply from Owner
January 9th, 2026 11:13 AM
Thank you so much for the review, Nadine!! It was awesome working with you throughout the process! Enjoy your new home!!
I was impressed with the smooth process and quick answers to my 100 questions. I appreciate all you did!
Reply from James Ream
December 10th, 2024 04:56 PM
Thank you so much, Nadine! It was a pleasure helping you through the process and you asked way less than 100 questions! 😊 I hope you enjoy your new home!!
All our questions were answered to what we asked about our loan and the information was relayed back real fast
Reply from James Ream
December 7th, 2024 07:05 PM
Thank you for the review, Alex! I hope you and Danielle are enjoying your new home. It was a pleasure working with you.
Very smooth process. Thabk you
Reply from James Ream
November 29th, 2024 03:27 PM
Thank you for the review, Cheryl!! Congratulations on the purchase of your new home!!
You were available with any questions or concerns we had! We all know there was a lot! Any chances you kept us up to date with immediately.
Reply from James Ream
November 24th, 2024 03:13 PM
Thank you so much for the awesome review, Danielle!! It was a pleasure helping you and Alex with your new home purchase!
Thanks for everything, James!
Reply from James Ream
November 18th, 2024 04:00 PM
My pleasure, Jenn! Enjoy your new home!!
James helped me through the whole process, letting me know what was needed and answering any and all questions I had. He helped make the process a lot easier for me which was fantastic!
Reply from James Ream
November 7th, 2024 02:25 PM
Thank you for the review, Alex!! Congratulations on your new home purchase! I'm so thankful for your trust in me to get the financing done for you.
Very convenient, excellent help!
Reply from James Ream
October 18th, 2024 01:46 PM
Thank you for the review, Emil! Congratulations on your first home purchase!!
James was helpful, informative, extremely personable, and engaged throughout the entire process.
Reply from James Ream
October 7th, 2024 05:36 PM
Thank you for the review, Lester!! It was a pleasure assisting you with your first home purchase!!
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About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
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Disclaimer
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HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.