James Ream
Mortgage Loan Officer | NMLS # 1598468
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
James was excellent to work with throughout the process from start to finish. I appreciate his transparency, honestly, and understanding that provided me with confidence throughout the entire process! I highly recommend!
Reply from Owner
October 6th, 2026 04:22 PM
Thank you so much, Julie!! I truly appreciate your kind words. It was a pleasure helping you with your mortgage financing needs. I wish you the best as you get settled into your new home! Congratulations!
James was so helpful, I appreciate how he took the time to understand my needs and made the process feel simple and stress-free from start to finish. His transparency and honesty provided me with confidence throughout the entire process!
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Reply from James Ream
October 5th, 2026 07:30 PM
Thank you, Julie, and thank you for entrusting me with getting you to the closing table! I'm so happy we were able make this happen for you! I wish you the best of luck and I'm always here when you need me. Take care!
Highly recommend James! Very helpful and responsive!
Reply from Owner
October 5th, 2026 07:31 PM
Thank you, Nick!! I know as a first-time homebuyer, there can be a lot to take in; but you were great throughout the entire process and asked some great questions! I enjoyed helping you with the purchase of your first home! I was you all the...
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James was amazing and very helpful and responsive
Reply from James Ream
October 5th, 2026 07:32 PM
Thank you, Nick!! I appreciate it very much! I'm so thankful that you entrusted me with the financing portion of your first home purchase! I wish you all the best!!
Great communication, quick responses to question, always on top of things working to be two steps ahead of the process to ensure a quick closing.
Reply from James Ream
September 30th, 2026 02:04 PM
Thank you, James! It was a pleasure helping you with the purchase of your second home! Thank you for trusting me in both transactions to get you to the closing table. I'm thrilled that it was another good experience for you!! Congratulations!...
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James took great care of us in obtaining a mortgage for our new home. It was a quick turnaround for settlement and James moved things along quickly so that everything was in order for closing day. We were extremely pleased with how smoothly...
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Reply from Owner
September 28th, 2026 12:47 AM
Wow, thank you so much for this extremely kind review! I truly appreciate it. You and Judy made my job easy! I wish you the best in your new home!
Thank you for all your help, we really like the house and appreciate your efforts to get us set up quickly for finanacing!
Reply from James Ream
September 28th, 2026 12:43 AM
It was my absolute pleasure to help you and Judy with the purchase of your new home!! Thank you for your very kind review. I wish you and Judy all the best!!
James was very helpful as we navigated the entire process, which was very new to us . He always had time for oie our questions, and made the complicated process feel very clear.
Reply from James Ream
September 28th, 2026 12:45 AM
Thank you so much for your very nice review, Ellenore!! It was my please helping you, Austen, and your family! I'm always here if you have any questions or need anything. I wish you all the best!!
James was personable and worked to minimize complications as we were primarily out of state for much of this process.
Reply from James Ream
September 24th, 2026 09:28 PM
Thank you so much for the great review, Austen!! I very much enjoyed helping you and Ellenore with the purchase of your new home! I am always here if you need anything. Congratulations!!!
James Ream has received a review with 5 star rating from Garrett M
Reply from Owner
September 23rd, 2026 01:13 PM
Thank you for the review, Garrett!! Congratulations on the purchase of your First Home!!!
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About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
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HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.