James Ream
Mortgage Loan Officer | NMLS # 1598468
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
James Ream has received a review with 5 star rating from Nora A
Thank you james for always supporting us through this process since the very first day
James Ream has received a review with 5 star rating from Elizabeth S
Reply from Owner
May 1st, 2026 05:35 PM
Thank you so much for the great rating, Elizabeth!! Congratulations on the purchase of your new home!! I wish you all the best!
Process went smoothly and everything was taken care of. All my questions were answered quickly and I felt like I was in good hands.
Reply from James Ream
May 1st, 2026 05:53 PM
Thank you for the very nice review, Elizabeth!! I am happy the process was smooth for you. That's exactly what I strive for! I wish you all the best in your new home!
James and his team were super responsive and helpful with my many questions as a first time homebuyer! I would absolutely work with him again!
Reply from Owner
May 1st, 2026 05:36 PM
Thank you so much for your kind words, Allison!! It was a pleasure helping you purchase your first home! I wish you the best as you create new memories!!
You were super responsive and helpful with my many questions as a first time homebuyer!
Reply from James Ream
May 1st, 2026 05:56 PM
Thank you for the great review, Allison! It was my pleasure to help you with the financing side of your home purchase! I'm always here if you have questions in the future. Congratulations!
You all made it so easy to walk through this process for the very 1st time. You were always attentive and answered all questions promptly. I had great confidence in everyone through the entre process.
Reply from James Ream
April 30th, 2026 06:33 PM
Thank you, Shannon and Congratulations!!! I am so happy I was able to help you with the purchase of your new home! You helped make our job super easy by being on top of everything. Of course, it's always nice helping a fellow Eagles fan!! I...
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They made a very complex process easy to navigate. The communication was super and James is super knowledgeable and friendly to work with. I would work with him again in a heartbeat and will certainly refer anyone looking for a mortgage.
Reply from Owner
May 1st, 2026 05:39 PM
Thank you so, so much, Mike! It was a pleasure helping you and Lisanda purchase your home! I wish you all the best and I'm here when you need me in the future!!
You made a very complex process easy to navigate. The communication was super and James is super knowledgeable and friendly to work with. I would work with him again in a heartbeat and will certainly refer anyone looking for a mortgage.
Reply from James Ream
April 30th, 2026 03:47 PM
Mike- Thank you for your incredibly nice review!! It was a pleasure helping you and Lisanda with the purchase of your home!! I wish you both the best of luck and I'm always here to help you in the future. Congratulations!
You made the process easy even when I was anxious. You talked me through my nerves and answer all my questions! I'm truly appreciative of your patience and kindness through this process!
Reply from James Ream
April 22nd, 2026 06:07 PM
Thank you for the very nice review, Rachel!! I'm happy that we were able to help you with the the purchase of your new home, it was a pleasure. Best of luck with everything and I'm always here to help when you need me!
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About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Search Rank ScoreLearn More →
553
/850
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Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
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Disclaimer
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HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.