James Ream
Mortgage Loan Officer | NMLS # 1598468
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
James has been incredible from day one. He explains everything clearly and is always available when you need him. He stuck with us through a very long home buying process and rejoiced with us when we finally got an offer accepted! I recommend...
read more
Reply from James Ream
September 14th, 2026 06:04 PM
Wow, thank you so much for this incredible review, Jen! I still remember sitting down and chatting about you and Garrett getting pre-approved back in the old ETown office. I'm so happy that we turned that conversation into you and Garrett purchasing...
read more
James was the BEST! He was super helpful and made us feel comfortable with each decision we made. He was great at teaching us about each step as we went and making sure we knew exactly what we were signing or getting into. We recommend him...
read more
Reply from Owner
September 14th, 2026 06:06 PM
Taryn- Wow, thank you so much for the amazing review!! You and Caleb were an absolute joy to work with as you purchased your very first home! I'm so happy for the two of you. I hope you create tons of memories and I'm always here when you need...
read more
James was so helpful and provided us with so much information. We felt that we were learning as we went through this process and he really helped us to feel comfortable each and every step of the way!
Reply from James Ream
September 12th, 2026 07:45 PM
Thank you so much for the glowing review, Taryn!! I'm so thankful that you put your trust in me to help you with the purchase of your first home!! You and Caleb were really great to work with and you helped make my job easy throughout! Congratulations,...
read more
Everyone was very knowledgeable and quick to respond to questions.
Reply from James Ream
September 10th, 2026 07:56 PM
Thank you for the great review, Missy! It was a pleasure helping you with the purchase of your new home! I wish you the best of luck and I'm always here when you need me. Congratulations!!
Good consistant comunication. As well as running numbers on houses after hours and very punctual.
Reply from James Ream
August 7th, 2026 03:13 PM
Thank you for the fantastic review, Hayden! I also want to give thanks to you and Allison for entrusting me as your local mortgage lender to get you to the closing table so you could purchase your first home! I'm so happy I was able to be a...
read more
James Ream has received a review with 5 star rating from Alex M
Reply from Owner
August 7th, 2026 03:08 PM
Thank you for the review, Alex!! It was a pleasure helping you and Jess, especially as first time homebuyers!! Congratulations!
Good communication and made the home buying mortgage process very easy!
Reply from James Ream
August 4th, 2026 06:27 PM
Thank you for the great review, Alex!! It was a pleasure helping you and Jess purchase your first home! I'm so happy it was a great experience for you. I'm always here if you have any questions. Congratulations!
James Ream has received a review with 5 star rating from Lynne D
Reply from Owner
July 12th, 2026 10:31 PM
Thank you so much for the review, Lynne! I truly appreciate it! Congratulations to you and Andy!!
Great service and communication!
Reply from James Ream
July 12th, 2026 10:29 PM
Thank you so much for the review, Lynne!! It was a pleasure helping you and Andy with the purchase of your new home! I just looked and we started working together 6 years ago this month! It definitely doesn't feel like that long. I'm so happy...
read more
Very quick and honest communication, answers all questions you have, even if repeated, and very approachable! Great team!!
Reply from Owner
July 9th, 2026 08:09 PM
Thank you so much for the great review, Heidi!! It was an absolute pleasure helping you and Dan purchase your first home. Congratulations!!
10 of 494
About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
View All
Disclaimer
This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.
HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.