James Ream
Mortgage Loan Officer | NMLS # 1598468
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Thanks for the assistance on your side, James.
Reply from James Ream
November 5th, 2026 03:06 PM
I am so glad I have earned your trust. It means everything in this type of business. I’m always here if you need help with mortgage rates, refinancing, or your next home purchase.
James Ream has received a review with 5 star rating from Samantha M
Reply from Owner
October 28th, 2026 09:31 PM
Thank you, Sam!! I very much enjoyed helping you and Randy purchase your first home!! You were both great to work with! I wish you all the best and I'm always here if you need anything. Congratulations!!
Great communication and efficiency!
Reply from James Ream
October 28th, 2026 09:33 PM
Thank you so much, Sam!! We had to move quickly and I love that everything fell into place! Thank you for entrusting me with the lending side of your first home purchase!! I'm very happy that it was such a good experience. I enjoyed working...
read more
Smooth process, good communication so I knew what to expect
Reply from James Ream
October 19th, 2026 04:49 PM
Thank you, Chad! It was a pleasure helping you with the purchase of your home. I'm always here if you need anything. Congratulations!!
James was excellent to work with throughout the process from start to finish. I appreciate his transparency, honestly, and understanding that provided me with confidence throughout the entire process! I highly recommend!
Reply from Owner
October 6th, 2026 04:22 PM
Thank you so much, Julie!! I truly appreciate your kind words. It was a pleasure helping you with your mortgage financing needs. I wish you the best as you get settled into your new home! Congratulations!
James was so helpful, I appreciate how he took the time to understand my needs and made the process feel simple and stress-free from start to finish. His transparency and honesty provided me with confidence throughout the entire process!
read more
Reply from James Ream
October 5th, 2026 07:30 PM
Thank you, Julie, and thank you for entrusting me with getting you to the closing table! I'm so happy we were able make this happen for you! I wish you the best of luck and I'm always here when you need me. Take care!
Highly recommend James! Very helpful and responsive!
Reply from Owner
October 5th, 2026 07:31 PM
Thank you, Nick!! I know as a first-time homebuyer, there can be a lot to take in; but you were great throughout the entire process and asked some great questions! I enjoyed helping you with the purchase of your first home! I was you all the...
read more
James was amazing and very helpful and responsive
Reply from James Ream
October 5th, 2026 07:32 PM
Thank you, Nick!! I appreciate it very much! I'm so thankful that you entrusted me with the financing portion of your first home purchase! I wish you all the best!!
Great communication, quick responses to question, always on top of things working to be two steps ahead of the process to ensure a quick closing.
Reply from James Ream
September 30th, 2026 02:04 PM
Thank you, James! It was a pleasure helping you with the purchase of your second home! Thank you for trusting me in both transactions to get you to the closing table. I'm thrilled that it was another good experience for you!! Congratulations!...
read more
James took great care of us in obtaining a mortgage for our new home. It was a quick turnaround for settlement and James moved things along quickly so that everything was in order for closing day. We were extremely pleased with how smoothly...
read more
Reply from Owner
September 28th, 2026 12:47 AM
Wow, thank you so much for this extremely kind review! I truly appreciate it. You and Judy made my job easy! I wish you the best in your new home!
1–10 of 513
About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
View All
Disclaimer
This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.
HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.