James Ream
Mortgage Loan Officer | NMLS # 1598468
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
We appreciated James' thorough communication and responsiveness. He had an answer for all of our questions and thoughtfully laid out steps to follow. We felt like we were kept in the loop through the entire process.
Reply from Owner
June 9th, 2026 04:50 PM
Thank you so much for your kind words, Sarah! I'm so grateful that you trusted me again to help you with the purchase of this new home! I'm incredibly happy for you, Robbie, and your family!! I know you'll make many amazing memories in this...
read more
We appreciate your thorough communication and your responsiveness. You had an answer for all of our questions and thoughtfully laid out steps to follow. We felt like we were kept in the loop through the entire process.
Reply from James Ream
June 9th, 2026 04:50 PM
Thank you so much for your kind words, Sarah! I'm so grateful that you trusted me again to help you with the purchase of this new home! I'm incredibly happy for you, Robbie, and your family!! I know you'll make many amazing memories in this...
read more
James Ream has received a review with 5 star rating from Tyler
Reply from Owner
June 1st, 2026 04:11 PM
Thank you so much for the 5-star review, Tyler! It was a pleasure helping you with the purchase of your first home!! Congratulations!!
The mortgage process was coherent and felt much less complicated than I thought.
Reply from James Ream
June 1st, 2026 04:15 PM
Thank you for the great review and comments, Tyler!! When I'm working with first-time homebuyers such as yourself, I want to make the process as clear and simple as possible for you. I'm happy that we succeeded in that! Congratulations and...
read more
James Ream has received a review with 5 star rating from Nora A
Reply from Owner
May 22nd, 2026 02:59 PM
Thanks for choosing me as your local mortgage lender!
Thank you james for always supporting us through this process since the very first day
Reply from James Ream
May 28th, 2026 03:10 PM
Your review means a lot to us. We're committed to guiding you through all your mortgage decisions.
James Ream has received a review with 5 star rating from Elizabeth S
Reply from Owner
May 1st, 2026 05:35 PM
Thank you so much for the great rating, Elizabeth!! Congratulations on the purchase of your new home!! I wish you all the best!
Process went smoothly and everything was taken care of. All my questions were answered quickly and I felt like I was in good hands.
Reply from James Ream
May 1st, 2026 05:53 PM
Thank you for the very nice review, Elizabeth!! I am happy the process was smooth for you. That's exactly what I strive for! I wish you all the best in your new home!
James and his team were super responsive and helpful with my many questions as a first time homebuyer! I would absolutely work with him again!
Reply from Owner
May 1st, 2026 05:36 PM
Thank you so much for your kind words, Allison!! It was a pleasure helping you purchase your first home! I wish you the best as you create new memories!!
You were super responsive and helpful with my many questions as a first time homebuyer!
Reply from James Ream
May 1st, 2026 05:56 PM
Thank you for the great review, Allison! It was my pleasure to help you with the financing side of your home purchase! I'm always here if you have questions in the future. Congratulations!
10 of 482
About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
View All
Search Rank ScoreLearn More →
567
/850
Search Rank Score
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
View All
Disclaimer
This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.
HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.