James Ream
Mortgage Loan Officer | NMLS # 1598468
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
James made everything simple to understand and this was our easiest closing ever.
Reply from James Ream
June 17th, 2025 01:38 PM
Wow, thank you so much for the review, Jerry!! I'm so happy you found everything simple and easy. Congratulations on your new home!!!
James was great.! Very calm, kind and knowledgeable. I also appreciate getting responses quickly and James was great at getting back to me. I felt like he worked to get me the mortgage I needed.
Reply from Owner
April 22nd, 2025 01:03 PM
Thank you for such a nice review, Sharon! I really appreciate your kind words!
Everything was dealt with in timely and organized fashion, along with open and clear communication.
Reply from James Ream
April 22nd, 2025 01:02 PM
Thank you for the great review, James! It was awesome getting the opportunity to work with you on your purchase!
You were very patient with me and very easy to reach. Always kind and pleasant
Reply from James Ream
April 14th, 2025 02:39 PM
Thank you so much for your review, Sharon! I'm so happy we could get this all wrapped up quickly for you! I hope you make lots of memories in your new home!!
James Ream has received a review with 5 star rating from Steve B
Reply from Owner
January 9th, 2026 11:19 AM
Thank you for the review, Stephen! Congratulations!!
Everyone involved was extremely patient and thorough and provided useful information that I could understand.
Reply from James Ream
February 13th, 2025 02:57 PM
Thank you for the great review, Stephen! I'm truly happy for you and your family. I hope you love your home!
Very helpful and guided me through every step of the process. Readily available to answer any questions or concerns that I had.
Reply from James Ream
February 7th, 2025 02:46 PM
Thank you for the fantastic review, Dusty!! It was a pleasure helping you get into your new home!!
You kept us in the loop. You did not allow us to miss deadlines.
Reply from James Ream
January 24th, 2025 07:50 PM
Thank you for the review, Elizabeth. Congratulations!!
We were a bit concerned doing a mortgage and closing from a distance. We had a little trouble a with a couple documents that needed to be sent but we're able to get some expert help to navigate our way through the computer and printer. The...
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Reply from James Ream
January 24th, 2025 07:13 PM
Thank you for the review, Jerry. Congratulations on the purchase of your new home!
James was great to work with through our whole mortgage loan process. He was very insightful and explained every process in detail and was there to answer all our questions.
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About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
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Disclaimer
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HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.