James Ream
Mortgage Loan Officer | NMLS # 1598468
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Thank you Jim for everything.... Always top notch communication and experience with you and the Homesale Mortgage team!
Reply from Owner
January 9th, 2026 11:13 AM
Thank you for the great review, Justin!! It was a pleasure working with you!! Congratulations!
Thank you for the excellent communication and service!
Reply from James Ream
September 24th, 2024 01:02 PM
Thank you for the review, Justin! It was a pleasure getting to work with you. Congratulations on the new home!
James was awesome and straight to the point.
Reply from Owner
January 9th, 2026 11:13 AM
Thank you so much for the review, Flo!! It was a pleasure working with you!!
James was very personable and made it happen. Straight to the point
Thanks
Reply from James Ream
September 1st, 2024 02:37 PM
Thank you for your review, Flo! It was an absolute pleasure helping you get into your first home!! I hope you make tons of memories there!!
Having to sign and review so many documents in legal jargon can be a bit daunting. At our request James made time to sit and go through each document and answer all questions we had about items as they came up. He also quickly jumped in when...
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Reply from James Ream
August 27th, 2024 08:27 PM
Thank you for the review, Chelsea!! It was an absolute pleasure having the opportunity to help you, Ben, and your little one get into your new home. I wish you all well as you make lots and lots of memories!
James was fantastic. He helped me and my wife from the first steps to getting pre-approval through the closing of our mortgage. Every step of the way James was available to answer questions and provide us with insight into the process. James...
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Reply from Owner
January 9th, 2026 11:13 AM
Thank you so, so much for the review, Ethan!! It was an absolute pleasure working with you and Katie throughout the process of buying your first home!
James was fantastic. He helped me and my wife from the first steps to getting pre-approval through the closing of our mortgage. Every step of the way James was available to answer questions and provide us with insight into the process. James...
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You did a killer job helping us get all our ducks in a row and got us a better mortgage than we could have dreamed when we first started this process!
Reply from James Ream
August 21st, 2024 06:38 PM
Wow! Thank you so much for your kind words, Ethan!! I'm so happy for you and Katie, I hope you're enjoying your new home!!
James is on top of every detail and I was thrilled to get to work with him this time personally as I refer to him every time to help my real estate clients.
Reply from James Ream
August 16th, 2024 02:59 PM
Thank you so much, Katie!! I'm so happy I was able to help you and Ethan with the purchase of your first home!! I hope you create tons of amazing memories in this home!
Very helpful and quick to respond to questions.
Reply from James Ream
August 14th, 2024 08:11 PM
Thank you for entrusting me with your financing needs, Ben! It was a pleasure helping you and your family get into a new home! I wish you many, many years of happiness!
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About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
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Disclaimer
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HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.