James Ream
Mortgage Loan Officer | NMLS # 1598468
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
You walked us through the whole process. You were there to answer all our questions. You were even there when we cancelled the first purchase. We are both very glad to have worked with you and HomeSale Mortgage. I wish we could have met you...
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Reply from James Ream
October 2nd, 2025 03:01 PM
Thank you so much for the review, Phil! It was a pleasure helping you and Sandy purchase your new home! Congratulations!!
James was able to thoroughly answer any questions that my husband or I brought to him. He made us feel prepared and aware of the homebuying mortgage process!
Reply from James Ream
September 16th, 2025 04:20 PM
Thank you, Amanda!! I'm so happy for you and Matt! I hope you're loving your new home!!
The Berkshire Hathaway team worked so well together to make this move so seemless. Thanks so much.
Reply from James Ream
September 15th, 2025 01:44 PM
It was a pleasure helping you and Art throughout the journey! Congratulations!!!
James Ream has received a review with 5 star rating from Harrison
Reply from Owner
January 9th, 2026 11:02 AM
Thank you for choosing me as your local mortgage lender!
Excellent communication
Reply from James Ream
July 8th, 2025 08:39 PM
Thank you so much for your review, Harrison!! I'm so happy that I could help you with the purchase of your first home!!! Congratulations!!
We had a great experience with James and HomeSale Mortgage. Everything went smoothly.
Reply from Owner
January 9th, 2026 11:23 AM
Thank you so much for the review, David! I'm so happy to hear that the experience throughout the process was a great one! Thank you for entrusting me to get you to the settlement table! Best wishes to you and your family!!
Great experience. Everything went smoothly.
Reply from James Ream
July 3rd, 2025 01:15 PM
Thank you for the great review, David!! It was a pleasure helping you through the process! Congratulations!!
James was always easy to reach and helpful. He offered information in easily digestible amounts and answered questions quickly and concisely!
Reply from Owner
January 9th, 2026 11:23 AM
Thank you so much for the very nice review, Ellie! It was a pleasure helping you through the process of buying your first home! Congratulations!
James was always easy to reach and helpful. He offered information in easily digestible amounts and answered questions quickly and concisely!
Reply from James Ream
July 2nd, 2025 04:32 PM
Thank you so much for the review, Ellie!! I'm so happy you had a great experience! Congratulations to you and Cole, I hope you make lots and lots of new memories!!
Prompt response to questions or concerns.
Reply from James Ream
July 1st, 2025 03:02 PM
Thank you for your review, Elizabeth! I hope you're enjoying your new home!!
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About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
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HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.