James Ream
Mortgage Loan Officer | NMLS # 1598468
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
James was very timely and professional . The loan experience was seamless.
Reply from James Ream
December 31st, 2025 03:18 PM
Thank you for the great review, Ryan! I'm very happy that the experience was great for you! Congratulations on your new home!
James's was always there if I had any questions.
Reply from James Ream
December 9th, 2025 05:46 PM
We're thrilled to have left a positive impression on you. We're ready to assist you again at any time in the future.
Received proactive communications.
Reply from James Ream
November 30th, 2025 11:48 PM
Thank you for the great review, Vince! It was a pleasure helping you!
James was patient with us and guided us through the process. He is very knowledgeable and I feel like he has our best interest in mind. He was also good at commicating - He was always available to jump on a call or email us to keep the process...
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Reply from James Ream
November 30th, 2025 11:48 PM
Thank you so much for your very kind words, Lorie! It was a pleasure helping you purchase your new home! Congratulations!
James is the absolute BEST! He made a very stressful process simple and seamless. I trusted him completely with my finances and financial needs. I always felt valued and like I was his number one priority. He is professional, knowledgeable,...
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Reply from James Ream
October 31st, 2025 03:37 PM
Wow, thank you so much for your super kind words! It was a pleasure helping you and your family with the purchase of your new home! I hope you create lots of amazing memories!!
James Ream has received a review with 5 star rating from Richard W
Reply from Owner
January 9th, 2026 11:27 AM
Thank you for the 5 star review, Rich! I appreciate it! Congratulations on the purchase of your new home!!
Basically you did everything for us.
Very easy to deal with. Answered all questions quickly and explained all throughly.
Answered phone calls or returned calls promptly.
Reply from James Ream
October 21st, 2025 01:13 PM
Thank you for your kind words!! You were a pleasure to work with, I hope you love your new home!
James was very responsive and easy to work with. He ensured we had everything we needed for a successful mortgage application.
Reply from James Ream
October 20th, 2025 03:07 PM
Thank you for the great review, Daniel! It was a pleasure helping you and Sydney purchase your new home! Congratulations!
Very happy
Reply from James Ream
October 10th, 2025 01:23 PM
Thank you, Sam! Congratulations on your new home!!
As a first time home buyer, James was super helpful thorough the whole process. He always made himself available for calls or texts, even while on vacation. He was knowledgeable and personable. He made the whole process smooth and understandable...
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Reply from James Ream
October 5th, 2025 02:59 PM
Thank you so much for your kind words, Brandon! I'm so happy that you had a great experience!! Congratulations on your new home!
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About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
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HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.