James Ream
Mortgage Loan Officer | NMLS # 1598468
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
James was incredibly helpful, always available to answer questions. Made the scary process of buying my first home painless!
Reply from Owner
March 23rd, 2026 02:01 PM
I love this! Thank you so much for the great review, Natalie. It was a pleasure helping you and Nate with your purchase! I am always here for you. Any questions that come up, please reach out. Congratulations!
always available to answer questions. Even the silly ones!
Reply from James Ream
March 23rd, 2026 10:39 PM
Oh, there were no silly ones! You don't know, what you don't know so I was happy to answer any questions for you! I'm still a resource for you, so do not hesitate to reach out with any additional questions! It was a pleasure helping you and...
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James was very informative and helpful in the purchase process for a first time buyer.
Reply from James Ream
March 2nd, 2026 11:54 PM
Thank you, Cody! It was an absolute pleasure helping you and Nina purchase your home. I wish you both the absolute best, congratulations!
You were so positive to work with and very prompt any time we had a question!
Reply from James Ream
February 27th, 2026 04:30 PM
Thank you so much for your kind words!! It was a pleasure helping you and John with the purchase of your new home. If any questions come up in the future, do not hesitate to contact me. Congratulations!!
James Ream was always so pleasant to work with and his communication with his clients was outstanding. He always got back to me quickly and answered any questions I had immediately. Highly recommend!
Reply from James Ream
February 27th, 2026 04:33 PM
Wow, thank you so much for this amazing review! You and Jeremy were awesome to work with!! I hope you make lots of memories in your new home and I'm always here if you need anything. Congratulations!!
James was very helpful, responsive, communicative and thorough throughout the whole process!
Reply from James Ream
February 20th, 2026 03:56 PM
Thank you so much for putting your trust in me to get you and Cody to the settlement table! You were both a pleasure to work with. Congratulations, I hope you make tons of fantastic memories in your new home!!
Very simple easy process
Reply from James Ream
February 13th, 2026 02:39 PM
Thank you for trusting in me to get you to the finish line! Congratulations!!
Clear and consistent communication. Makes the process very simple.
Reply from Owner
January 5th, 2026 02:51 PM
Thank you so much for the review, Matt! It was a pleasure helping you with the financing on your new home! Congratulations!!
Clear and consistant communication. Simplicity.
Reply from James Ream
January 5th, 2026 02:53 PM
Thank you so much, I strive for simplicity! Congratulations!!
James Ream has received a review with 5 star rating from Ryan D
Reply from Owner
January 9th, 2026 11:29 AM
Thank you for choosing me as your local mortgage lender!
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About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
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Disclaimer
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HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.