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James Ream - Mortgage Loan Officer | NMLS # 1598468 in Lancaster, PA

James Ream

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Mortgage Loan Officer | NMLS # 1598468

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As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    M
    Mason J B
    Mount Joy, PA
    Posted on April 25th, 2022 02:40 PM
    James was great to work with. He communicated key information timely and effectively and made the process easy for us.
  • Encompass
    M
    Melody A
    Lititz, PA
    Posted on April 25th, 2022 12:19 PM
    Timely responses, very knowledgeable, patience and helpfulness.
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    Elisabet H
    Vancouver, WA
    Posted on April 20th, 2022 04:24 PM
    Jose was very knowledgeable, answer and help us find solutions for any question or concerned we encounter. Made the process very easy in our first home purchase.
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    Diego R
    Vancouver, WA
    Posted on April 20th, 2022 12:50 AM
    I’m a first time buyer so I didn’t know much going into this. Jose explained everything to me through out the entire process. He really made the home buying process really fun and enjoyable.
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    Walter H
    Kalama, WA
    Posted on April 20th, 2022 12:38 AM
    Quick and easy!
  • Encompass
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    Jayapriya V
    Lancaster, PA
    Posted on April 19th, 2022 12:56 PM
    Process went smooth and they were available to answer all questions in the evening times also.
  • Encompass
    F
    Frederick T F
    Lancaster, PA
    Posted on April 10th, 2022 05:22 PM
    James was friendly, knowledgeable, proactive, and communicative. He is an experienced professional and a true pleasure to work with!
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    K
    Kelsey H
    Brush Prairie, WA
    Posted on April 10th, 2022 04:54 AM
    Jose was super helpful. Great at communicating with us and always easy to reach. We really appreciate working with him.
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    Adam H
    Brush Prairie, WA
    Posted on April 10th, 2022 01:35 AM
    Quick close. Jose is very knowledgeable
  • google
    D
    Danielle B
    Posted on April 7th, 2022 07:57 PM
    James Ream has received a review with 5 star rating from Danielle B
    Reply from Owner
    January 9th, 2026 11:13 AM
    Thank you, Danielle!
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    About
    As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings. Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too! Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
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    Memberships
    • Lancaster County Association of Realtors-Affiliate Member
    • LCAR Affiliate Member
    Addresses and Serving Areas

    Year Started

    2017

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 1598468
    Hobbies
    • Golf
    • Weight lifting
    • Running
    • View All
    Disclaimer
    This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender. HomeSale Mortgage. NMLS 1054689. Equal Housing Lender. HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.