James Ream
Mortgage Loan Officer | NMLS # 1598468
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
James is attentive and willing to fight to get his clients to the closing table. I enjoy working with James on my clients transactions and was pleased with his level of service during my own home buying process.
Jose is very knowledgeable and great at what he does! He’s always there to answer questions and help in any way
James went ABOVE and BEYOND when it came to helping me get my mortgage. James was always accessible with my many questions and always ready to help me. He was friendly and commutative on everything he needed from me. Would highly highly recommend...
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Great communication!
Great communication which is important when doing something big in your life.
James was very knowledgeable and efficient through the entire mortgage process. I would highly recommend him to any friends or family, looking to buy or refinance a home.
Very detail oriented
Everyone displayed great communication and a wealth of knowledge! They definitely eased my stress of home buying and made it a pleasant experience! Thank you!!
Jose was great throughout the entire process. He was very transparent and kept us informed through the whole process. Will definitely work with Jose again.
First time homeowner and James was great at explaining everything and was very responsive with his communication! I was able to figure out exactly what was needed to be done throughout this entire process thanks to him.
Reply from Owner
January 9th, 2026 10:31 AM
Always happy to help. Congratulations and thank you for your trust.
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About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
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HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.