James Ream
Mortgage Loan Officer | NMLS # 1598468
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
James was amazing throughout our entire home buying experience! Everything from getting pre-approved to settlement was so smooth. James was quick to respond, detailed, and patient through our long search! He even went the extra mile of a faster...
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Reply from Owner
January 9th, 2026 10:31 AM
Happy to help, Gina! Thank you! 👏
James was amazing through the entire process… starting with getting pre-approved and making it all the way to settlement! He was quick to respond, detailed, and patient through our long process. James even went the extra mile by completing...
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James was polite and very thorough during the pre-approval process. He made sure he explained everything in great detail and kept in contact with us the whole time. Highly recommended.
James was extremely responsive and helpful when I had any questions. He was always a text or phone call away. I felt that he was reliable and accountable throughout the whole process!
James was very friendly and helpful
Reply from Owner
January 9th, 2026 11:13 AM
Thank you, Dave.
James was very friendly and knowledgeable and helped us through our first loan. There was a few times when urgency was needed for forms that needed signed or reviewed that wasn’t clearly expressed. It would have been nice to have someone go...
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Great communication and urgency from the whole team to work together on not missing a beat throughout the whole process.
Good communication advice me and help me as well
James made sure everything went smoothly. He kept me informed throughout the process and notified me promptly when there were actions I needed to take.
Super responsive and knowledgeable
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About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
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HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.