James Ream
Mortgage Loan Officer | NMLS # 1598468
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Explained/answered our many questions. Patient when there was technology issues.
Good, nice and complete
James was always available when I needed him. Very professional. He was very prompt and always communicated answering questions. Got the job done!
The whole process was very easy
James helped my wife and I secure a loan on our dream home. He is honest, diligent, and there when you need to crunch numbers. He qualifies you for what you can afford and tells you how to get there if you want to afford more based on your...
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Reply from Owner
January 9th, 2026 10:31 AM
I'm so happy for you both. Congratulations and I'm glad to have been able to help.
James was super available when we needed his assistance, advice, or had questions. He is honest about making sure we are approved for the correct amount and transparent about what we need to do to get where we want to go.
James Ream has received a review with 5 star rating from Awilda R
Reply from Owner
January 9th, 2026 11:13 AM
Thank you!
That I was approved quick and it was quit an experience all was easy and very understanding
Thorough & professional.
James was amazing throughout our entire home buying experience! Everything from getting pre-approved to settlement was so smooth. James was quick to respond, detailed, and patient through our long search! He even went the extra mile of a faster...
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About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
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HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.