James Ream
Mortgage Loan Officer | NMLS # 1598468
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Everything went very smooth and fast from our first conversation to the time of settlement. Thanks.
Fantastic experience - James was very helpful throughout the home buying process. Provided us with lots of information and was extremely responsive and approachable!
Reply from Owner
January 9th, 2026 10:37 AM
Thank you so much, Gavin! It was a pleasure working with you and Sophie! Congratulations on your new home!!
James was extremely helpful throughout our mortgage journey. He was very proactive in providing cost sheets/relevant documentation in a very timely manner and as first-time home buyers, James provided us with lots of information that we found...
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You made the mortgage process easy to understand for me, a person who barely know what mortgage was at the beginning. You made sure all questions, no matter how small or silly, were answered quickly.
My mortgage experience with James was flawless. James kept me apprised every step of the way, always prompt, professional and courteous! I couldn’t be more pleased!!
James Ream has received a review with 5 star rating from Stephani K
Reply from Owner
January 9th, 2026 11:13 AM
Thank you so much - it was a pleasure working with you!
You helped us get the best rate and option that worked for what we were looking for. You also responded so quickly with anything we needed and would draw numbers up fast so we could quickly make decisions
This is my third home bought working with Mr. Ream. There is a reason that I continue to work with him and it is due to his promptness, professionalism, and pride that he takes in his job. I would not use anybody else and as always this time...
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James made my first home buying experience very easy and stress-free. He was quick to respond to all of my questions and was very approachable throughout the whole process!
Reply from Owner
January 9th, 2026 10:33 AM
Happy New Year, Kara! Thank you for the kind remarks and I'm delighted that you allowed me to be apart of your buying experience. I really enjoyed working with you and would love to do so again in the future. Congratulations and Best Wishes...
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James was very attentive, had excellent communication, and made me feel comfortable during my first home purchase.
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About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
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HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.