James Ream
Mortgage Loan Officer | NMLS # 1598468
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
James was very helpful and super responsive! He made the homebuying experience smooth and stress-free.
Reply from Owner
January 9th, 2026 10:33 AM
Thank you so much, Sean! Congratulations!
James was awesome! Very helpful and knowledgeable, making the entire process very smooth, and stress-free.
Any questions we had, James had an immediate response.
peace of mind ,
His patience understanding, and ability to get the job done!
The constant stream of information and making sure that there were no questions during the process and I had all the information I needed
Communication and technology
James was very quick to respond very polite and if we had any issues that we didn’t understand or any questions that we didn’t understand he would call us and talk to us to explain in simpler and easier terms. I like the fact that James opened...
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James never made me feel that my questions weren’t valid even if had asked a question a couple times. He was patient with us & available whenever I needed him.
James helped make the process of buying our first home quick and easy. Super friendly, will work with you and answer any and all questions you might have. Highly recommend working with him, thanks again!
Reply from Owner
January 9th, 2026 10:33 AM
Thank you so much, Eric! It was a pleasure working with you and Courtney! Congratulations on your new home!!
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About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
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Disclaimer
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HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.