James Ream
Mortgage Loan Officer | NMLS # 1598468
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Appreciate the constant updates we received throughout the entire process! This made Gina and I less stressful
Reply from James Ream
October 12th, 2023 01:41 PM
Thank you for the awesome review, Reid!! It was an absolute pleasure to work with you and Gina!! I'm so happy for the two of you!!!
James was kind, professional and knowledgeable. He was helpful and promptly responded to all of my questions . He made the buying process go smoothly from start to finish. I would highly recommend James to anyone looking to buy a home.
Reply from James Ream
October 2nd, 2023 06:39 PM
I'm incredibly grateful for your kind words, Deb! It was my pleasure to assist you throughout the buying process. I'm thrilled to know that you found my assistance helpful. Your recommendation means so much to me! Thank you!
Easy and smooth process
Reply from James Ream
September 21st, 2023 01:21 PM
We're thrilled to hear you had a great experience with us! Your satisfaction is our top priority.
James was great to work with. He made the whole process feel like a breeze. Highly recommend!
Reply from Owner
January 9th, 2026 10:37 AM
Thank you! It was a pleasure working with you! Congratulations!
Responsiveness and open communication
I have always thought this process was hectic but it is really simple if you have everything together before you start
James was quick to respond, answered all questions, and made this an easy process for a first time buyer.
James is excellent to work with! He’s very thorough and you can trust his advice. Definitely recommend
James was excellent throughout the process! He was able to answer questions quickly and very thorough. I would definitely recommend his service.
James was very friendly and helpful from the beginning of the house hunt all the way through settlement and beyond!
Reply from Owner
January 9th, 2026 10:37 AM
Thank you so much, Cheryl! It was a pleasure working with you and Roger! Congratulations on your new home!
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About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
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HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.