James Ream
Mortgage Loan Officer | NMLS # 1598468
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
James and his team worked quickly and efficiently to ensure my loan. They were incredibly responsive and accommodating through the entire process. This was the smoothest mortgage process I've ever experienced, I can't recommend them enough....
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Reply from Owner
January 9th, 2026 11:13 AM
Thank you for the 5-star review! It was a pleasure working with you!
James and his team worked quickly and efficiently to ensure my loan. They were incredibly responsive and accommodating through the entire process. This was the smoothest mortgage process I've ever experienced, I can't recommend them enough....
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James and David were both very accommodating and worked efficiently to ensure the loan. They were both very responsive. James was courteous and friendly. I was lucky to have them on my side😉
Reply from James Ream
January 24th, 2024 06:27 PM
Thank you, Veronica! It was an absolute pleasure working with you to get you into a new home! I'm incredibly appreciative of what you had to say in your review! Congratulations!!
Working with James Ream as our lender for purchasing our first home was a great experience! He was prompt in responding to our emails and answering our questions/concerns. He kept us up to date throughout the entire process. We would highly...
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Reply from James Ream
January 22nd, 2024 07:37 PM
Thank you for your kind words, Carlee!! It was an absolute pleasure helping you and Devin get into your first home! I hope the two of you create a ton of memories there!!
I know he was working hard on my behalf, for the duration of a 15mo house search. Helpful, kind, and quick to respond.
Reply from Owner
January 9th, 2026 10:39 AM
Thank you, Heidi! Congratulations again!
My experience with Homesale mortgage and James Ream was a breeze. A 15mo process with lots of changes over the course, didn’t hinder James at all. He was kind, helpful, and quick to respond at any time. I know he was working hard on my behalf....
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Reply from James Ream
January 13th, 2024 02:37 PM
Thank you for choosing us for your mortgage needs. Your positive review encourages us to keep delivering excellence.
James has great communication skills. Anytime I wasn’t understanding something he explained it thoroughly. He also made the process go smoothly!
Reply from James Ream
January 6th, 2024 06:43 PM
We're grateful for your positive review and hope to work together again in the future.
Communication was great and made the whole process easy.
Reply from James Ream
January 4th, 2024 01:15 PM
We're delighted that you had a positive experience with us. Count on us for all your future mortgage endeavors.
James is great! First time home buyer and anytime I wasn’t understanding anything, he would explain it thoroughly. Great with communication and made the process go smoothly!
Reply from Owner
January 9th, 2026 10:39 AM
Thank you, Carissa! It was a pleasure working with you and helping you through the process of buying your first home! I’m so happy for you!!
James was the best! Very informational for both my fiancée and I! Made home buying and paperwork way less stressful
Reply from Owner
January 9th, 2026 10:39 AM
Thank you so much, Reid!!! I'm so happy for you and Gina!!!
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About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
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HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.