James Ream
Mortgage Loan Officer | NMLS # 1598468
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Overall, James provided excellent explanations with the various steps of the mortgage process and was prompt in answering calls, returning missed calls, or answering emails. At no point did I feel lost or left on my own during the process and...
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Reply from James Ream
May 1st, 2024 01:42 PM
Thank you for your kind words, Nate!! It was a pleasure working with you and helping you get into your new home. Congratulations!!
Answered all my questions and if he didn’t know he would find out asap. Always on call and made closing day so quick.
Reply from James Ream
May 1st, 2024 01:43 PM
Thank you for your great review, Steve! I'm so happy I was able to help you through the process of purchasing your new home!! Congratulations!
James Ream has received a review with 5 star rating from Rachael G
Reply from Owner
January 9th, 2026 11:13 AM
Thank you for the 5 star review!
Everyone made this experience stress free and easy. Im so glad we had a great, thorough, and knowledgeable team to work with that gave us the information we needed without bogging us down with jargon. The whole experience was wonderful
Reply from James Ream
April 12th, 2024 02:50 PM
Thank you so much for trusting us with your financing for your home purchase, Rachael! It was a pleasure helping you and Andy get into your first home. I hope you make lots and lots of memories together!
Fast and easy contact. Always responding to any concerns or needs for clarification. James did a fantastic job!
Reply from James Ream
February 28th, 2024 09:42 PM
Thank you for the kind words, Matt! It was a pleasure working with you and helping you get into your new home!!
James was always available to answer any questions and he stayed in contact through the whole process.
Reply from Owner
January 9th, 2026 10:39 AM
Thank you for the 5-star review, Adam!
James was always available to answer any questions and he stayed in contact through the whole process.
Reply from James Ream
February 7th, 2024 05:59 PM
Thank you for your feedback! I have enjoyed working with you,
James is a fantastic choice for a mortgage lender. He consistently is communicable, easy to work with, and makes for a smooth transaction!
Reply from Owner
January 9th, 2026 10:39 AM
Thank you, Mike! I'm here for all of your mortgage needs!
The biggest thing for me is I never felt uncomfortable. And my questions were always answered in a timely manner
Reply from James Ream
January 28th, 2024 01:35 PM
Thank you for the great review, Anthony!! It was an absolute pleasure helping you through the process and into your new home!! Congratulations!
James proved to be knowledgeable, available, and polite through the entire process.
Reply from James Ream
January 25th, 2024 09:59 PM
Thank you, Rob! Congratulations on your new home! It was a pleasure working with you and Liz!
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About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
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HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.