James Ream
Mortgage Loan Officer | NMLS # 1598468
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
All my questions were answered thoroughly and timely
Reply from James Ream
July 25th, 2024 01:38 PM
It was a pleasure working with you, Evan! Thank you for trusting me with your home financing needs. I hope you're enjoying your new home!
Patience and communication was above reproach!
Reply from James Ream
June 17th, 2024 01:45 PM
Thank you so much for the review, Melodie!! I'm so happy for you and Matthew!!
Amazing customer service, knowledgeable, courteous, punctual and professional! Highly recommend to anyone who needs a solid partner while purchasing a home!
Reply from Owner
January 9th, 2026 11:13 AM
Kate, thank you for the 5 star review! I am always here for your mortgage needs!
James was a great partner from the start. He returned my Saturday phone call and ensured I had all I needed to proceed that evening! He was quick, patient, courteous, and very accommodating. James listened to all of the concerns and answered...
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Reply from James Ream
May 29th, 2024 02:43 PM
Wow!! Thank you so much for the amazing review, Kate!! I truly appreciate it! It was a pleasure working with you and Andrey to help you get this home!
Everything went smoothly and in timely manner. Fast communication and clear understanding. Awesome job
Reply from Owner
January 9th, 2026 11:13 AM
Thank you for the 5-star review! It was a pleasure getting you to the closing table
Everything went smoothly and in timely manner. Fast communication and clear understanding.
Reply from James Ream
May 28th, 2024 02:46 PM
Thank you for the great review, Andrey! It was a pleasure working with you and Kate to get this all wrapped up!!
James was professional, friendly and prompt. He explained and went over the entire process with my husband and I and worked with us on the best option for our mortgage and home purchase. I would highly recommend James!
James was professional, friendly and prompt. He explained and went over the entire process with my husband and I and worked with us on the best option for our mortgage and home purchase. I would highly recommend James!
Reply from Owner
January 9th, 2026 11:13 AM
Thank you, Donna! It was a pleasure working with you all!
James was professional and informed us both throughout the process of all we needed as well as advising on best options for us and our purchase! I would highly recommend James for his knowledge, friendliness and prompt responsive when looking...
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Reply from James Ream
May 22nd, 2024 01:52 PM
Thank you so much for the awesome review, Donna!! I'm so happy for you and Michael!!
I was very satisfied with your service and it really helped a lot. Thank you for your amazing assistance .
Reply from James Ream
May 15th, 2024 11:32 AM
I am happy that you had a great experience! Congratulations on the purchase of your home!
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About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
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Disclaimer
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HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.