
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Thank you very much for all of your help in securing a loan for my new home in Stratford, CT. You were organized and very professional, as well as friendly which made all of the difference in our communication with you. Thank you for your patience...
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Reply from Owner
June 27th, 2017 12:00 AM
Thanks Latoya! it has been a pleasure working with you. Good luck in your new home!!
Ever since I filled out the form on Zillow I've received numerous spam calls. I did speak with someone when they first called and told them It wasn't a good time and would likely not be needing their services.
Reply from Owner
June 27th, 2017 12:00 AM
I only called you once and after you said you were not interested I never called you again. Not sure who is spam calling you but its not me. Hope you have a good day! If you ever need a mortgage consultation in the future my door is always...
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I had the privilege of working with Jim on my refinance and was impressed with the speed at which I was approved and how easy he made it for me. I have since referred him many other people as I know they will be well taken care of and he has...
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It was a great experience especially not knowing or sure what you were getting into. Everything was explained in detail. They really take the time out to work with you.
This review is to express my thankfulness to all the good work that Jim has done for our family consistently over the years. I hate writing, but I feel I owe Jim so much for what he has done for me. I also feel that this review can help any...
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Jim is the best! His knowledge around mortgages is beyond compare. He always always there, always willing to help, and response with incredible haste. I couldn't ask for a better person by my side throughout this entire process. Thanks a ton,...
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Working with James was a pleasure, he explained all we needed to know and provided great support and customer service through the entire process. He was very helpful in explaining the different options we had in looking at refinancing and delivered...
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We've worked with Jim on a few occasions. He helped us with our home purchase and then again when we refinanced. He is quick to respond to our questions and makes sure to keep us up to date on the status of our loan. We often refer Jim to our...
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I would highly recommend Jim. He is a true professional and very knowledgeable. He assessed our situation and suggested a couple loan programs that would best fit our situation. Jim also gave us frequent updates during the process.
Jim has done a few mortgages for me. He always goes above and beyond for his customers to get their loans processed quick and easy. His responsiveness and work ethic are unlike other mortgage brokers you will deal with.
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292