
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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I have bought a handful of properties in my life and working with Jim McNiff at Total Mortgage was by far my best experience yet. Jim is extremely knowledgeable and he is very service oriented. The rates were better then two other firms I had...
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Reply from Owner
January 18th, 2018 12:00 AM
Thanks Corey! Look forward to working with you and Heather in the future.
Everything was well explained and easy! Always very quick response via email or phone. So helpful- wouldn't have been as smooth without him! Made a first time home buyer very at ease. Thanks Jim!
Reply from Owner
January 9th, 2018 12:00 AM
thanks Megan!!
Was really happy with Jim and Total Mortgage . Always returns phone calls promptly and texts. Made the home purchase stress free. Thanks again Jim. I will be referring you to anyone I know that needs a mortgage.
Reply from Owner
January 18th, 2018 12:00 AM
Thanks Dave! I look forward to working with you in the future.
Everything was well explained and easy! Always very quick response via email or phone. So helpful- wouldn't have been as smooth without him! Made a first time home buyer very at ease. Thanks Jim!
Jim was attentive and very response to my needs. I'm not an easy person to deal with, so patience was critical for me, he had plenty of it!!! Great guy, would recommend him to anyone.
Reply from Owner
January 9th, 2018 12:00 AM
Thanks Joe! See you soon.
I really can’t say enough about the truly stellar service and initiative provided by Jim McNiff at Total Mortgage! Jim ran at least 20 estimates for different financial scenarios on my prospective condo purchase, responded immediately to my...
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Reply from Owner
January 9th, 2018 12:00 AM
Thanks Tara! Good luck in your new home.
Jim made the closure of my mortgage extremely fast, worry free and effortless. I have had some friends tell me about their troublesome closings and I can say that there was not one hiccup in the process. He took care of everything.
Reply from Owner
January 9th, 2018 12:00 AM
Thanks Dave! Best of luck in your new home!
The whole mortgage process went smoothly with Jim. He was extremely helpful and always available any day, any time. He helped me tremendously. Jim is very experienced and extremely knowledgeable. Also, very personable and honestly concerned...
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I've closed a couple loans with Jim over the past 10 years and have always received great service. He is always available and always willing to answer any questions you might have. I'll continue working with Jim on any future loans - you should...
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I was looking to re finance my house and was working with a company that kept changing things to my loan and giving me the run around. A friend of mine recommended calling Jim before I go any further with the other company and I'm glad I did....
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292