
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Working with Jim was an overall wonderful experience. Jim took care of everything from the get go. He gave me a fast pre-approval over the phone on our first call, let me know the process step by step, and let me know exactly what information...
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Reply from Owner
January 18th, 2018 12:00 AM
Thanks Chris! Congrats on the closing tomorrow.
James is very knowledgeable about getting a mortgage. As a first time home buyer I had many questions regarding the purchase and how different down payment amounts and interest rates and mortgage insurance would change my monthly payment. Jim...
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Reply from Owner
January 26th, 2018 12:00 AM
Thanks Michael! I look forward to helping you on the next one.
Jim has an unprecedented level of dedication to his clients - always available by phone, text, and email! Extremely patient while explaining available options - I would definitely recommend working with him to anyone looking for a mortgage....
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Reply from Owner
January 18th, 2018 12:00 AM
Thanks Erin ! Let me know if i can help you in the future.
James is very knowledgeable about getting a mortgage. As a first time home buyer I had many questions regarding the purchase and how different down payment amounts and interest rates and mortgage insurance would change my monthly payment. Jim...
read more
Jim has an unprecedented level of dedication to his clients - always available by phone, text, and email! Extremely patient while explaining available options - I would definitely recommend working with him to anyone looking for a mortgage....
read more
Jim is now my Go-to Mortgage guy. I had spoken with my bank about getting approved, sat down and filled out the application and never heard back. My realtor connected me with a Jim once she heard this and my loan was closed with 30 days from...
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Reply from Owner
January 9th, 2018 12:00 AM
Thanks Ryan!!
Jim was great to work with. My mortgage closed on time without a single problem. Jim's team was there for me every step of the way. My rate and fees were exactly what Jim quoted me from day 1.
I have bought a handful of properties in my life and working with Jim McNiff at Total Mortgage was by far my best experience yet. Jim is extremely knowledgeable and he is very service oriented. The rates were better then two other firms I had...
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Jim is now my Go-to Mortgage guy. I had spoken with my bank about getting approved, sat down and filled out the application and never heard back. My realtor connected me with a Jim once she heard this and my loan was closed with 30 days from...
read more
Jim was great to work with. My mortgage closed on time without a single problem. Jim's team was there for me every step of the way. My rate and fees were exactly what Jim quoted me from day 1.
Reply from Owner
January 18th, 2018 12:00 AM
Thanks Peter! You were a pleasure to deal with. Let me know if I can help you in the future.
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292