
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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James was great to work with. Walked us through each step of the process. He was very reassuring and took the worry out of what could been a very nerve racking experience. Couldn't have been happier, would highly recommend!!
Reply from Owner
October 5th, 2017 12:00 AM
Thanks Gabe! Congrats on the closing today.
Jim Mcniff was so helpful in every way Possible With Every Break Down on the Mortgage rate He Even Help My Family with our First Home Purchase .Jim continue he help me After the Purchase of the House Jim Continue helping Other like me and My...
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Reply from Owner
October 5th, 2017 12:00 AM
Thanks for the kind words Krish! Best of luck to you in the new home. Talk to you soon.
I was Brand new to purchasing homes but Jim took care of everything and made sure the deal went smoothly. There were a lot of details that I did not know about or understand but he was always available to talk, figure things out, and get things...
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Reply from Owner
October 5th, 2017 12:00 AM
Thanks Ray! Best of luck to you in the home!!
We had an excellent experience refinancing our home with Total Mortgage Services. Jim was very attentive and helpful in explaining every question or concern we had going through the refi process. He and the team of people helping us constantly...
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Reply from Owner
October 5th, 2017 12:00 AM
Thanks Stephen! I am glad everything went well! Talk to you soon.
This is the second time I have used Jim in obtaining a mortgage.Both times were effortless. He walked me through the whole process from beginning to end. Helped me find the right mortgage for my particular situation.Jim also was professional...
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Reply from Owner
September 19th, 2017 12:00 AM
Thanks Donna always a pleasure working with you!
Jim and his team took on the task of finding me an affordable loan in less than 45 days and they did an amazing job. Couldn't be happier with having him take care of the money side of my home purchase.
Reply from Owner
September 19th, 2017 12:00 AM
Thanks Matt and best of luck to you in your new home!!
Jim and his team were so good at communicating and made this process seem easy!! I have bought homes in the past and nothing was as easy and clear as this transaction. Thank you for a great experience!!
Reply from Owner
September 19th, 2017 12:00 AM
Thanks Maureen! Hope all is well in the new house!!
Jim and his staff were on hand throughout the mortgage process and were exceedingly helpful and understanding when the closing date kept moving further out. The made it work on their end and that's what counted when we finally signed the documents....
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Reply from Owner
September 19th, 2017 12:00 AM
Thanks Stefan! Best of luck to you and your family in the new home!!
I had spoken with a few lenders prior to reaching out to James McNiff with Total Mortgage and as soon as soon as I spoke with him, I knew I would be going with Total Mortgage on the purchase of my new home. I have been through the process a...
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Jim has been my loan officer for a few years and helped me purchase a few investment properties. He is great regarding knowledge, response and customer service. Highly recommend!
Reply from Owner
July 3rd, 2017 12:00 AM
Thanks Yubei! I look forward to closing many more for you.
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292