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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694

I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Mon
8 AM to 8 PM(Open now)
Tues
8 AM to 8 PM
Wed
8 AM to 8 PM
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Reviews from Web
James was great to work with, always on top of things and quick to respond!
Everyone was very helpful, friendly, and quick to respond!
Reply from James Mccullough
March 20th, 2026 06:02 PM
Thank you for your time leaving us this wonderful review. We appreciate your business.
James is a superhero! He was so helpful throughout the entire process - explaining how everything worked, offering a referral for an agent. So crazy responsive. You can tell he really cares about his work and his clients.
Reply from James Mccullough
March 20th, 2026 06:02 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and I sincerely appreciate the kind feedback.
James was extremely responsive and very skilled in putting everything in terms that were easy to understand for us.
Reply from James Mccullough
March 20th, 2026 06:02 PM
A home loan is certainly not the easiest process, but the team is committed to making it as efficient as possible. I’m elated to hear you had a good experience!
Was explain everything going all the way to closing,if I had a question about something he took time to explain it.
This is the second time we have worked with James. We didn't even think about who to work with this time around, we knew we wanted to work with him again. James is very helpful l, knowledgeable, and kind. Working with him makes the process...
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Reply from James Mccullough
March 20th, 2026 06:02 PM
I enjoyed working with you. Thanks for the great feedback and for trusting me with your business.
James is always patient and kind, explaining everything to my clients.
James was extremely helpful beginning to end!
Other people tried and couldn’t make it happen and he did everything he could to get me in my new home, and he did it!
Reply from James Mccullough
March 20th, 2026 06:02 PM
Thank you for your time leaving us this wonderful review. We appreciate your business.
It has always been an exciting thing to work with James
Reply from James Mccullough
March 20th, 2026 06:02 PM
It was great working with you. Thanks for putting your trust in us at Go Mortgage. Congratulations again!
My clients came to me with Go Mortgage already in place and ready to go. This was my first experience with James and it was a great experience. James was very active in the process and answered the phone every time I called with questions....
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
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Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.