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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694

I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
Fri
8 AM to 8 PM
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Reviews from Web
Everything was amazing. James is the best in the business couldn’t recommend anyone else but James!
Reply from James Mccullough
March 20th, 2026 06:02 PM
Thank you for this wonderful review. I really appreciate your business!
James is the best of the best! I’ve been putting in offers on homes for 2 years!!! I’ve probably sent James over 100 houses to crunch numbers for me. I sent him a text once a week at least with one house wanting to see numbers for 2 years and...
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James is the best of the best! I’ve been putting in offers on homes for 2 years!!! I’ve probably sent James over 100 houses to crunch numbers for me. I sent him a text once a week at least with one house wanting to see numbers for 2 years and...
read more
James made it awesome and was so friendly and helpful
Reply from James Mccullough
March 20th, 2026 06:02 PM
It was great working with you. Thanks for putting your trust in us at Go Mortgage. Congratulations again!
James and his team were absolutely amazing in my first home buyer experience. I had so many questions and called james so many times. He never made me feel bad about my questions and always had an amazing great personable attitude. James helped...
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James and his team were absolutely amazing in my first home buyer experience. I had so many questions and called james so many times. He never made me feel bad about my questions and always had an amazing great personable attitude. James helped...
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Buying a home for the first time is complicated and a lot! James was very patient and thurough no matter how many times I asked!
Reply from James Mccullough
March 20th, 2026 06:02 PM
This review made our day. Thank you for sharing your experience!
James is very knowedgable and got back to us in a timely manner. We certainly enjoyed working with him. When you are dealing in money you want someone you can trust and we totally trust his guidance. GoMortgage is very fortunate to have someone...
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Reply from James Mccullough
March 20th, 2026 06:02 PM
Thank you for this wonderful review. I really appreciate your business!
James made it great. He was willing to answer any and all questions throughout the process. Very easy to work with, James took the time to necessary so we ended up with the best possible option for our specific situation.
Reply from James Mccullough
March 20th, 2026 06:02 PM
We appreciate your business and your feedback. We hope to serve you again in the future for your next home loan needs.
James and Lisa are an amazing team! I am thankful to have found them with our current housing market situation. They were a blessing throughout the entire process!
Reply from James Mccullough
March 20th, 2026 06:02 PM
We appreciate your business and your feedback. We hope to serve you again in the future for your next home loan needs.
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
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Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.