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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Sat
8 AM to 3 PM
Sun
8 AM to 3 PM
Mon
8 AM to 8 PM(Open now)
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Reviews from Web
Personable, prompt responses to questions, flexible
Reply from James Mccullough
March 20th, 2026 06:02 PM
We are grateful and appreciate you taking the time to share your feedback!
James was on top of everything! Very personable and made sure we were aware of every step being taken during this process!
Reply from James Mccullough
March 20th, 2026 06:02 PM
It was great working with you. Thanks for putting your trust in us. Congratulations again!
Second time working with James on a mortgage and had another excellent experience. James always makes sure you are fully aware at every step of the process and is very responsive. Thank you again!
James always takes the time to explain every step of the process in detail and makes sure you are comfortable at every step of the way. James gave me options I didn’t even know about and I feel I ended up with the perfect mortgage solution...
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Reply from James Mccullough
March 20th, 2026 06:02 PM
A home loan is certainly not the easiest process, but the team is committed to making it as efficient as possible. I’m elated to hear you had a good experience!
From the moment I started working with James, I knew I was in good hands. He was friendly, professional, and extremely knowledgeable about the current market and future projections and was able to recommend a loan that would work best for me....
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James and his team were as good as it gets. Extremely professional and always willing to explain things is a manner that my client understood. Will be sending more people his way for sure!
Wonderful communication from start to finish. Very easy to work with made sure clients were well qualified and ready to purchase so we would have no surprises at close. Thank you James I look forward to working with you again soon 😊
The communication between everyone.
Reply from James Mccullough
March 20th, 2026 06:02 PM
It was great working with you. Thanks for putting your trust in us at Go Mortgage. Congratulations again!
Always professional, caring , and knowledgeable. We know if we have James as lender, we will get to closing with little to no issues.
Always helpful and available to communicate with even at the oddest times of the day. Amazing customer support.
Reply from James Mccullough
March 20th, 2026 06:02 PM
It was great working with you. Thanks for putting your trust in us at Go Mortgage. Congratulations again!
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
Gallery
Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.