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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Mon
8 AM to 8 PM(Open now)
Tues
8 AM to 8 PM
Wed
8 AM to 8 PM
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Reviews from Web
James went above and beyond my expectations for making sure that my process was a success. From start to finish he was trustworthy, highly ethical and very accessible as he addressed my most complex question to the simple things with the same...
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Great communication, knowledgeable employees, very easy process. Just overall a great experience. Can’t think everyone enough for every they did and help with during the entire process
James was super helpful and quick to answer any question that I had through out the entire process.
James made the process easy and he helped us out when we needed info.
James was awsome to work with. The entire crew was quick with any questions that I had. Very easy to work with. Would highly recommend this lender to anyone looking to purchase a home or refinance their current home.
James made the whole process easy to understand.
James was amazing. He worked hard and diligently, keeping us informed throughout the whole time. From the moment we started the application process to the moment we closed. I couldn't ask for a more professional and courteous agent.
Quick responses to questions and concerns.
Friendly and personable
Accessible
Professional
Great service
James explained every step in detail and made sure that we knew what to expect and what was next. He was in constant communication with us so we were able to constantly move forward.
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
Gallery
Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.