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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694

I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Sat
8 AM to 3 PM
Sun
8 AM to 3 PM
Mon
8 AM to 8 PM(Open now)
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Reviews from Web
James was very patient and helpful through the whole process. Also very transparent at each step.
Great experience, I feel like James guided me through from start to finish.. the whole Fairway team was so professional and organized they made the journey easier than I thought it would be. thanks to Fairway. thanks you James for such a great...
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James was very professional, organized and extremely knowledgeable. Our complete process was very smooth and no hold ups. I will definitely go to James and Fairfield again.
First of all James is friendly, fun and has great personality. James was always available and returned calls promptly. He was patient, carefully explaining any concerns we had. He was knowledgeable and worked very hard to give us a great deal...
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More communicating. More honesty. More working for the client and less for self. Faster at completing things.
Great company, great people!!
Best experience we have ever had dealing with a lending company. Everyone we had contact with was wonderful. We will recommend Fairway to anyone that is looking for an honest lender.
My wife and I received great customer service from James and the team at Fairway Mortgage. I would recommend them to anyone.
James made it very simple to navigate the overwhelming process of buying a home. He also always got back to me in a timely manner.
Great service. James personally called me at every step of the loan process. I comparison with other companies, you were lucky to get 5 minutes after sitting on hold.
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
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Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.