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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
Fri
8 AM to 8 PM
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Reviews from Web
James guided us through the loan process and we are so pleased how everything turned out. He was always keeping us updated and we could contact him at any time of day with questions.
James was always available to answer questions and despite needing his assistance during one of the busiest times of the year, I didn't ever hear that he was stressed or ever have to be concerned about getting the information and guidance I...
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James was incredibly informative and accessible through the whole process.
James was very pleasant to work with. He answered questions after hours and was very up front with the process. It was a pleasure working with him!
very good at explaining all the details involved in the process.
great communication
and great opportunity for locking a favorable interest rates
James was a pleasure to work with. Even went out of his way to answer questions I had while on vacation! Would highly recommend him to anyone in the market!
James goes out of his way to help me understand the process.
Being new to Ohio my previous lender had difficulty helping me with all the particulars and I lost out on three deals. James and his team kept the process moving and informed me of so different ways to keep me moving. Every step he was like...
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James went above and beyond. He helped us to understand all of our options and always ensured we had everything we needed. When we found the home we wanted and needed an updated preapproval letter on a Saturday, although James was on his way...
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Wonderful personal service from James made thus process so very smooth. The team that worked with me were amazing. I really appreciated the text, email and phone call communications from James and the team. It helped me to be prepared and to...
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
Gallery
Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.