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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694

I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Mon
8 AM to 8 PM(Open now)
Tues
8 AM to 8 PM
Wed
8 AM to 8 PM
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I have heard other people tell me about the headaches with the paper work and having to provide them.James told me what to get him he had it the next day and that was it. The whole fairway team was great to deal with
Everything in our loan process went so incredibly smoothly. If we had questions or needed clarification on anything, James and his team wee always quick with the response. Highly recommend!
James walked us through the process and was very prompt on his responses when we needed him. He also went above and beyond to help us with a great offer and continue with Fairway.
James was extremely helpful throughout the entire process. He made himself available any time we had questions and highly recommend him to anyone
James was very supportive throughout the process, helping us understand what was needed and where we were as things moved along.
It was an easy experience and James was so helpful throughout the process.
James was always ready to answer any questions I had and would get back to me quickly with sufficient answers
Nothing for public posting please
James was great, I’m a first time homebuyer with a little bit of knowledge about the loan process. James helped me understand everything, and now I feel like an expert. James is great and I would recommend him to anyone buying a home.
Was made simple and easy for me and my family.
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
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Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.