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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Sat
8 AM to 3 PM
Sun
8 AM to 3 PM
Mon
8 AM to 8 PM(Open now)
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Reviews from Web
Mr. McCullough kept us informed each step of the way. He answered a multitude of questions we asked about the process.
James communicated with me every step of the approval process and closing.
This company as well as its staff are all amazing, any question that you have they will gladly answer. My loan closed on time and they made it a breeze to refinance
James is a outstanding guy who helped my refinance go quickly and smoothly
James has been my friend for over 20 years. So it wasn’t hard to put my trust in him to get the job done. My experience with him professionally was the same as our friendship he was honest and did exactly what he said he was going to do and...
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James was great in helping us get mortgage for our house. We had to call on him many times to help clarify with our mortgage due to our financial difficulties. He responded very fast and has guide us every step of the way.
James and his team were really on-the-ball, and kept us informed at all times during the loan process. I never felt ignored. Thank you!
Speed and transparency of communication: if there are two things where James, Freddie and the Fairway team really surpassed their competitors, it was the speed with which they processed our mortgage and the transparency of communication. Although...
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James was great communicator and explained everything well. He made a personal effort.
Thorough information, prompt responses, always available
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
Gallery
Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.