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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694

I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Sat
8 AM to 3 PM
Sun
8 AM to 3 PM
Mon
8 AM to 8 PM
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Reviews from Web
James was very knowledgeable but humble and down to earth. I would definitely work with him anytime.
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James is the ultimate professional. Made himself available at all times. Communicated effectively. Very knowledgeable. Helped navigate us through unexpected challenges and changes. Throughout the process I never felt that James tried to put...
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James was with us throughout the entire process of searching and closing for our home. We were happy to work with James and it made our experience of buying a home pleasure.
Hello, I would like to say what a pleasure it was to work with James. He was always there for us no matter what time of day to help answer our questions or just to make us feel great about the process. He always picked up our calls and made...
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James knocked it out of the park again for us. He explained the process well, answered all our questions and got everything processed in a quick, efficient manner. True professional
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James was very knowledgeable, answered all my questions. Super friendly! He was awesome to work with!
Alice Noble
James made our experience awesome!
James made our condo-buying experience a true pleasure and totally painless for an older couple seeking to downsize. He is efficient in all aspects of the business and takes the time to explain the step-by-step process.He is a professional...
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
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Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.