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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
Fri
8 AM to 8 PM
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Reviews from Web
I am a first time homebuyer and James took the time to explain to me my financial obligations, terminology, and the loan process. James helped my fiancé and I find the best loan suited for our current financial situation. He made this process...
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The experience was superior to any we have had with other institutions. James is knowledgeable, patient, supportive and highly professional. Communication was consistent and timely. In addition, James made us feel we were his only customers,...
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James was friendly, informative, and ALWAYS available. I couldn't of asked for a better person to help me through the lending process. Thank you so much James you're the best!
The communication between James and I was very good, he did a good job helping me out and answering any question I had. There were a few things that were last minute and were not communicated very well but it was from other employees from Fairway...
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I had to say this was the best person to have in my corner for my first home purchase. Great job!! Happy to have worked with you.
Everything went smoothly He was easy to get in touch with if I had a question.
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He is very friendly and clear to explant any questions
James and his team worked so hard for me. Throughout the entire process I kept thinking I was missing something because it was going so smoothly and that didn’t seem logical. Well everything went perfect and I was able to close in 21 days thanks...
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Very Helpful and prompt responses
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
Gallery
Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.