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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694

I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
Fri
8 AM to 8 PM
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Reviews from Web
Friendly and very responsive.
Very honest and up front detail oriented. went above and beyond with explanations on the phone
Extremely patient and helpful!
Great job
James fought for us throughout the process when the builder wasn’t providing information in a timely fashion. James also communicated with us every step of the way.
K
Always quick to respond whether it was an email, text or phone call. Very knowledgeable and helpful every step of the way.
James was extremely great to work with. He was super thorough, and responded to any questions or concerns immediately. I would recommend James for anyone looking to finance a home as he is persistent, knowledgeable, thorough, and committed...
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James was professional and prompt. He did everything he said he was going to do and was excellent with communication. He reached out by text, phone, and email and was always very quick getting back to me. James made my home buying experience...
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James was very knowledgeable and helpful with my transition from Texas to Ohio. Usually, My husband handles these situations for us but because of illness I had to step up. James made this much easier for me. Thank you so much!
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
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Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.