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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
Fri
8 AM to 8 PM
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Reviews from Web
They were great and worked with us every step of the way.
James kept us informed of everything happening. Having the Fairway app made it super easy to upload, sign, and print documents. The whole process went very smoothly! We were really happy working with James and team.
James was always quick to reply to any questions I had around the loan terms and the different options. He was always happy to run some new numbers to help me come up with a loan that worked best for me.
James helped us with our loan application from the beginning to end. He is very patient, super helpful and knowledgeable person. I recommend this lender and James for anyone buying home.
James was easy to get in touch with when having a question or concerns. He understood my needs and was able to help throughout the mortgage process.
He got everything done in a timely matter and helped us with it being are first time buying a house.
It was extremely convenient to have all our communication, interactions and document requirements performed online. This entire process would have been practically impossible otherwise with our demanding work schedules. We were very grateful...
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Communication, transparency and professionalism.
I was a fist time home buyer and James helped the loan process go as smooth/fast as possible. Anytime I had any questions or concerns no matter the time of day, he would always respond right away! Impeccable customer service. He truly cares...
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James was very helpful from the start and had unique and timely advice for our rather unique situation which enabled us to put in our offer on time for the house we wanted and which we ended up closing on. This experience will always be in...
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
Gallery
Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.