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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694

I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
Fri
8 AM to 8 PM
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Reviews from Web
We had an excellent experience with James McCullough! He was always available to answer any questions or concerns we had. He went above & beyond to make our dreams come true. Very polite, fast & efficient. Would highly recommend him to anyone...
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Easy to communicate with! Quick response to questions and concerns via phone, email, text etc.. James always kept me up to date every step of the loan process!!
James was great at relaying information fast and accurate very pleasant to deal with
James was honest and upfront with us throughout the entire process. He went out of his way to make things convenient and made sure he communicated next steps to keep us informed. Thanks, James!!
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Long story short I showed up w just a house to buy and nothing else. James got me a loan as fast as our situation allowed. He was always on top on the ball when it came to responding, even during his time off of work. This man was dedicated...
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James is very professional. He explains everything along the way. Always asks if you fully understand and if yiu have any questions. He reaches out to follow up and keep you posted.
James was always available for anything.
James was very responsive and was great to work with.
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
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Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.