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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
Fri
8 AM to 8 PM
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Reviews from Web
James was extremely helpful for me and my wife as first time home buyer’s! Every question we had was answered in a timely manner. He made it very easy to understand and the process was not as crazy as we thought
Knowledgeable and quality service provided by a team of individuals all in unison.
James guided me through my first home buying process with ease. He answered all my questions even after business hours. The team was amazing quick and thorough.
James goes above and beyond to ensure the home buying experience is a easy and intuitive as possible. As a first time home buyer, my wife and I were extremely appreciative that James and his team helped us get into our first home without any...
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James guided me through my first home buying process with ease. He answered all my questions even after business hours. The team was amazing quick and thorough.
Excellent communication. Quick to answer questions. Ease of process.
James was always responsive and willing to hop on a call with me to answer any questions I had. The process of finding our new home took a little over a year, and he was always there to help guide us, I really appreciate the support him and...
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James and his team was awesome to work with. Everything moved along smooth and they were able to have us closed in 21 Days! Highly recommend!
Really appreciated James promptness to respond to any queries I had regarding the Mortgage process (even on weekends), explaining the process upfront, working through the numbers, explaining and detailing each cost clearly, referring to the...
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James quickly responded to any question i sent his way and ensured that i received all the information i needed. He and the team kept me well informed every step of the way. The process was simple as nearly everything can be done online with...
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
Gallery
Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.