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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 8 PM
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
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Reviews from Web
Mr. James took the time to explain everything to me as well as walk me through on what I needed to do on my part and my father.
James and his team were extremely instrumental in me being able to close reasonably close to my original date after another lender fell through. James does an excellent job at communicating, empathizing, and breaking down complex processes....
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James kept me updated through the whole process and handled a difficulty with clear instructions and great followup.
James and his team were very proactive to handle all we needed to finance our new house and very responsive to our questions. They made the mortgage process very smooth.
Great communication, great explanations and answers to questions, online ability to communicate and sign documents - all around an easy process.
I love how personable James is- from the first introductory phone call to the day of my closing, he was always willing to answer my questions and calm my nerves.
As a first time home buyer, James was so patient in answering all my questions and concerns. He walked me through and explained the entire process. Thank you James!
From the beginning, James was quick to assist with our every need and answer questions. He guided us through the homebuying process and kept great communication. We are very pleased with James and Fairway. Our first homebuying experience was...
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From the beginning, James was quick to assist with our every need and answer questions. He guided us through the homebuying process and kept great communication. We are very pleased with James and Fairway. Our first homebuying experience was...
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James kept us informed every step of the way! He was always ready to answer our questions and made sure we knew what to expect. As first time homebuyers I wouldn't have had it any other way. We are so happy we went with Fairway Mortgage.
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
Gallery
Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.