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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
Fri
8 AM to 8 PM
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Reviews from Web
The whole way he walked walked me through everything that needed to be done personality is great little spot on anything you need.
James was super help and took the time to answer all my questions whenever I had them. He helped make this process easy to complete.
The flexibility and open lines of communication between James and his team were exactly what we needed as first time homebuyers. They answered any and all questions, and we’re always quick to respond.
Always available for questions and concerns. Very knowledgeable and had the answers and explanations to guide us through the process
James was thoughtful, patient, communicative and timely through the whole process! As a first time home buyer, I was new to the whole experience but James made it easy and exciting. I felt so secure at every part of the process and can’t recommend...
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Great communication and I felt the process was smooth.
Team seemed very efficient and made the work I needed to do very easy!
Easy to work with and very knowledgeable.
James was very communicative with my husband and I. He helped make the process go very smoothly. And any issues that arose he took care of and ensured we closed on time. Thank you!
James was really helpful in the purchase of our first home. He helped us understand the process every step of the way.
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
Gallery
Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.