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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 8 PM
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
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Reviews from Web
I "found" James through Zillow when I booked an appointment to see a house. He was right on it and helped get everything in order so that I could make an offer the next day and already get pre-approval. Available whenever you have questions...
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So easy.
James wasn't pushy, nor was he absent.
He made sure what needed to happen, when it needed to happen, did.
Was a very seamless experience.
James was very helpful with us being first time home buyers!!
As first-time home buyers, James took the time to educate us at every step. He was patient and thorough and seemed to care that we made sound financial decisions. He was also very responsive throughout the process.
Everything done in a timely manner. James quickly got back to me when I had questions. And doing entire process electronically was a huge help since I am out of town
Always return my call for help promptly. Assisted in all my questions!
James stayed in amazing contact throughout the whole process. Any and all questions i had were answered rapidly, and the advice given has been greatly appreciated.
James did a great job explaining everything and making sure the process went smoothly
James was extremely attentive and communicated every step of the way to close on time!
As a first time buyer trying to get a conventional loan was tough at first but James made it all possible! I was uncertain all the way through about whether or not James would be able to secure the loan for me but he worked hard and communicated...
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
Gallery
Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.