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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694

I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
Fri
8 AM to 8 PM
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Reviews from Web
James literally made me feel like I was his top priority. I can't stress enough his commitment to his customers. 100% would recommend to anyone who is interested in working with a top notch loan officer.
~Ryan C Smith
James was transparent, timely, and educational from the beginning. As first time homebuyers, he walked us through the process every step of the way and maintain consistent communication by checking in periodically during “quiet times” and responded...
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The process from start to finish was seamless. James and his team were excellent. I would recommend them to my family and friends for all the Mortgage needs.
James and the staff that I delt with after James were extremely proficient. They made sure nothing fell through the cracks or went wrong. Any questions I had were answered and easily understood. They were very easy to get a hold of and always...
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James was knowledgeable and responsive. Made the whole process really smooth and painless.
Very Responsive on replying to questions I had and being patient through the entire process!
James made the process smooth and stress free. I never felt rushed or strung along at any point in the process. This was our first home buying experience and he he was very thorough, knowledgeable, and understanding. I would highly recomend...
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James is very responsive, direct and puts you in the perfect position to close out your loan. Great job and I highly recommend Go Mortgage.
great communication, easy document signing.
I "found" James through Zillow when I booked an appointment to see a house. He was right on it and helped get everything in order so that I could make an offer the next day and already get pre-approval. Available whenever you have questions...
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
Gallery

Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.